282 Mill Pond Cv, Freeport, FL 32439 Property Records

Walton County property record for 282 Mill Pond Cv, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,052 sqft · built 2022
Lot Size	0.573 acres (24,960 sqft)
Owner	Individual Name on File
Last Sale	$500,800 (Jan 2022)
Tax Bill	$5,869 (2024)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Oct 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-1S-19-23210-000-0110`

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23210-000-0110`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,052 sqft Living Area
Gross Area	3,829 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2022
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	24,960 sqft (0.573 acres)
Lot Dimensions	22.2 ft deep x 12.6 ft wide
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	282 MILL POND CV
City	FREEPORT
State	FL
Zip	32439-7650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BUXTON'S MILL AT HAMMOCK BAY PB 21-23 OR 3130-179 OR 3166-1532 OR 3235-3443
Legal Range	19W
Legal Township	01S
Legal Section	18
Legal Subdivision	BUXTONS MILL/HAMMOCK BAY
Legal Lot Number	11
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2065
Census Tract	950502

Owner

282 Mill Pond Cv is owned and occupied by an individual who bought it in January 2022.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	282 MILL POND CV, FREEPORT, FL 32439-7650
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Warranty Deed, Subdivision Related Transfer · VA Mortgage LOW VA RATES LLC
Oct 26, 2020	Loan Modification, Mortgage · Line of Credit CENTENNIAL BK
Oct 27, 2020	Warranty Deed, Transfer SENTINEL TITLE CORPORATION
Jan 13, 2020	Warranty Deed, Transfer SETCO SERVICES LLC, SETCO SVCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2022 · Amount on File
Deed Sale	Jan 24, 2022 · Amount on File
Prior Sale	Oct 27, 2020 · Amount on File
Deed Document Number	20220003335
Deed Book / Page	3235 / 3443
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 24, 2022
Property Address	282 MILL POND CV, FREEPORT, FL 32439-7650
Document Number	0032353443
Book / Page	3235 / 3443
Map Reference	MB 21 PG 23
Instrument Date	Jan 21, 2022
Instrument	20220003335
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2025
Title Company	UNKNOWN, SENTINEL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,505.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29891 WOODROW LN STE 100, 100, SPANISH FORT, AL 36527-8774

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 MILL POND CV, FREEPORT, FL 32439-7650

Mortgage

Document Number	0032353445
Date	Jan 24, 2022
Instrument	3235/3445

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	282 MILL POND CV, FREEPORT, FL 32439-7650
Document Number	0031661534
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	SENTINEL TITLE CORPORATION

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0031661534
Date	Oct 27, 2020
Book Page	003166/001534
Instrument	43295

Lender

Name	CENTENNIAL BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 27, 2020
Property Address	282 MILL POND CV, FREEPORT, FL 32439-7650
Document Number	0031661532
Book / Page	003166 / 001532
Instrument Date	Oct 23, 2020
Instrument	43294
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	SENTINEL TITLE CORPORATION

Transaction

Amount	Amount on Record
Tax	$522.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	29891 WOODROW LN #100 SPANISH FORT AL 365278774, 100, SPANISH FORT, AL 36527-8774
Investor	Possibly a Property Investor

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 13, 2020
Property Address	282 MILL POND CV, FREEPORT, FL 32439-7650
Document Number	0031300179
Book / Page	003130 / 000179
Instrument Date	Jan 9, 2020
Instrument	1247
Transaction Type	Transfer
Record Updated	Feb 5, 2020
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount on Record
Tax	$11,564.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	708 MAIN ST EVANSTON IL 602021702, EVANSTON, IL 60202-1702
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$622,922 Land $63,525 Building $559,397	$622,922 Land $63,525 Building $559,397
2024	$5,869.00 (+3.99%)
2023	$5,644.00 (+630.14%) Homeowner's exemption	$622,900 (+783.38%) Land $63,525 Building $559,375	$622,900 (+783.38%) Land $63,525 Building $559,375
2022	$773.00	$70,513 Land $70,513	$70,513 Land $70,513

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 282 Mill Pond Cv in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 282 Mill Pond Cv is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREEPORT serves 12,020 people · EPA ID FL1660290
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T, Cox Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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