271 Mill Pond Cv, Freeport, FL 32439 Property Records

Walton County property record for 271 Mill Pond Cv, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,354 sqft · built 2021
Lot Size	0.451 acres (19,646 sqft)
Owner	2 Individual Names on Record
Last Sale	$649,000 (Jun 2025)
Tax Bill	$75 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18-1S-19-23210-000-0310`

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23210-000-0310`
Alternative APN	`18-119-23210-000-0310`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,354 sqft Living Area
Gross Area	3,141 sqft
1st Floor Area	2,354 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,646 sqft (0.451 acres)
Lot Dimensions	190 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	482 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	271 MILL POND CV
City	FREEPORT
State	FL
Zip	32439-7650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 31 BUXTONS MILL AT HAMMOCK BAY PB 21-23 OR 3120-2746 OR 3169-2572 OR 3223-2788 OR 3360-3163
Legal Range	019
Legal Township	01S
Legal Section	18
Legal Subdivision	HAMMOCK BAY
Legal Block	3
Legal Lot Number	31
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2065
Census Tract	950502

Owner

Source: Walton County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 EMERSON CT, SEVERNA PARK, MD 21146-3001
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Aug 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage EGLIN FCU
Jun 4, 2025	Warranty Deed, Transfer UNKNOWN, BRADLEY TITLE LLC
Nov 2, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage PROGRESS BANK & TRUST
Nov 18, 2020	Warranty Deed, Transfer NOT AVAILABLE
Nov 16, 2020	Loan Modification, Mortgage · Line of Credit AMERIS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2025 · Amount on Record
Deed Sale	Jun 4, 2025 · Amount on Record
Prior Sale	Nov 2, 2021 · Amount on Record
Deed Document Number	202519634
Deed Book / Page	3360 / 3163
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	271 MILL POND CV, FREEPORT, FL 32439-7650
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 MILL POND CV, FREEPORT, FL 32439-7650

Mortgage

Document Number	0033914008
Date	Mar 24, 2026
Book Page	3391/4008
Instrument	20260011143

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company
Address	BIRMINGHAM, MI 48009

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	271 MILL POND CV, FREEPORT, FL 32439-7650
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032632987
Date	Aug 16, 2022
Book Page	3263/2987
Instrument	20220037360

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 4, 2025
Property Address	271 MILL POND CV, FREEPORT, FL 32439-7650
Document Number	0033603163
Book / Page	3360 / 3163
Map Reference	MB 21 PG 23-27
Instrument Date	Jun 2, 2025
Instrument	20250019634
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	UNKNOWN, BRADLEY TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$4,543.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	271 MILL POND CV, FREEPORT, FL 32439-7650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 EMERSON CT, SEVERNA PARK, MD 21146-3001

November 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 2, 2021
Property Address	271 MILL POND CV, FREEPORT, FL 32439-7650
Document Number	0032232788
Book / Page	3223 / 2788
Map Reference	MB 21 PG 23-27
Instrument Date	Oct 29, 2021
Instrument	20210054687
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2025
Title Company	UNKNOWN, SENTINEL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,746.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29891 WOODROW LN STE 100, 100, SPANISH FORT, AL 36527-8774

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 MILL POND CV, FREEPORT, FL 32439-7650

Mortgage

Document Number	0032232790
Date	Nov 2, 2021
Instrument	3223/2790

Lender

Name	PROGRESS BANK & TRUST
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 18, 2020
Property Address	271 MILL POND CV, FREEPORT, FL 32439-7650
Document Number	0031692572
Book / Page	003169 / 002572
Instrument Date	Nov 16, 2020
Instrument	47007
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,567.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	29891 WOODROW LN #300 SPANISH FORT AL 365278778, 300, SPANISH FORT, AL 36527-8778
Investor	Possibly a Property Investor

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	271 MILL POND CV, FREEPORT, FL 32439-7650
Document Number	0031692574
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0031692574
Date	Nov 18, 2020
Book Page	003169/002574
Instrument	47009

Lender

Name	AMERIS BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$75.00	$428,553 (-0.64%)	$475,534 (+10.25%) Land $60,638 Building $414,896
2024	$75.00
2023	$75.00 (-98.33%) Homeowner's exemption	$431,306 (+9.87%) Land $60,638 Building $370,668	$431,306 (+9.87%) Land $60,638 Building $370,668
2022	$4,497.00 Homeowner's exemption	$392,568 Land $67,308 Building $325,260	$392,568 Land $67,308 Building $325,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREEPORT serves 12,020 people · EPA ID FL1660290
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T, Cox Communications, Verizon.

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