285 Locust St, Buffalo, NY 14204 Property Records

Erie County and Buffalo City property record for 285 Locust St, Buffalo, NY 14204

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 808 sqft · built 1850
Lot Size	0.058 acres (2,500 sqft)
Owner	Individual Name on Record
Tax Bill	$254 (2026)
Deeds & Mortgages	Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`140200 100.73-8-25`

Property Details

APN / Parcel Number

Primary APN	`140200 100.73-8-25`
Alternative APNs	`02001007300008025000` `01839700`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	808 sqft Living Area
1st Floor Area	808 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Composition/Composite
Foundation Type	Raised
Lot Area	2,500 sqft (0.058 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Porch	Slab
Porch Area	83 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01839700
Street Address	285 LOCUST ST
City	BUFFALO
State	NY
Zip	14204-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N-2R
Legal Description	2O5. S NORTH
Legal Block	8
Legal Lot Number	25.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	3
Census Block	3007
Census Tract	3100

Owner

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	285 LOCUST ST, BUFFALO, NY 14204-1035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	285 LOCUST ST, BUFFALO, NY 14204-1035
Document Number	0138659877
Instrument Date	Jul 18, 2018
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	ACCURATE EQUITY GROUP

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 QUAIL HOLLOW LN EAST AMHERST NY 140511629, EAST AMHERST, NY 14051-1629

Mortgage

Document Number	0138659877
Date	Aug 10, 2018
Book Page	013865/009877

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 9, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$254.00 (-65.25%)
2025	$731.00 (+9.76%)	$77,000 (+87.8%) Land $5,000 Building $72,000	$77,000 (+15.5%) Land $5,000 Building $72,000
2024	$666.00 (+528.3%)	$41,000 (-) Land $3,000 Building $38,000	$66,667 (+13.82%) Land $4,878 Building $61,789
2023	$106.00 Homeowner's exemption Senior Citizen's exemption	$41,000 Land $3,000 Building $38,000	$58,571 Land $4,286 Building $54,285

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Greenlight Networks, T-Mobile.

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