280 Locust St, Buffalo, NY 14204 Property Records

Erie County and Buffalo City property record for 280 Locust St, Buffalo, NY 14204

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,446 sqft · built 1885
Lot Size	0.069 acres (3,000 sqft)
Owner	Individual Name on Record
Last Sale	$52,000 (Oct 2020)
Tax Bill	$363 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`140200 100.72-3-7`

Property Details

APN / Parcel Number

Primary APN	`140200 100.72-3-7`
Alternative APNs	`02001007200003007000` `01847000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,446 sqft Living Area
1st Floor Area	1,116 sqft
Upper Floors Area	330 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,000 sqft (0.069 acres)
Lot Dimensions	100 ft deep x 30 ft wide
Porch	Slab
Porch Area	126 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01847000
Street Address	280 LOCUST ST
City	BUFFALO
State	NY
Zip	14204-1034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N-2R
Legal Description	229.95 S NORTH
Legal Subdivision	THE HOLLAND LAND COMPANY SURVEY
Legal Block	3
Legal Lot Number	7.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	3
Census Block	3006
Census Tract	3100

Owner

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	280 LOCUST ST, BUFFALO, NY 14204-1034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Oct 26, 2022	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Aug 12, 2020	Warranty Deed, Transfer NOT AVAILABLE
Oct 5, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2020 · Amount on Record
Deed Sale	Oct 5, 2020 · Amount on Record
Prior Sale	Feb 4, 2013 · Amount on Record
Deed Document Number	2020167356
Deed Book / Page	11367 / 1529
Prior Transfer Date	Jan 30, 2013
Prior Transfer Doc	0112387014
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	280 LOCUST ST, BUFFALO, NY 14204-1034
Transaction Type	Mortgage
Record Updated	Mar 18, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 LOCUST ST, BUFFALO, NY 14204-1034

Mortgage

Document Number	0141186106
Date	Feb 15, 2024
Book Page	14118/6106
Instrument	2024026249

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	280 LOCUST ST, BUFFALO, NY 14204-1034
Transaction Type	Mortgage
Record Updated	Dec 7, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 LOCUST ST, BUFFALO, NY 14204-1034

Mortgage

Document Number	0140725233
Date	Oct 26, 2022
Book Page	14072/5233
Instrument	2022203920

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14204

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Aug 12, 2020
Property Address	280 LOCUST ST, BUFFALO, NY 14204-1034
Document Number	0113642784
Book / Page	011364 / 002784
Instrument Date	Aug 11, 2020
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$575.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5318 BELLEVILLE AVE BALTIMORE MD 212077045, BALTIMORE, MD 21207-7045
Investor	Possibly a Property Investor

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Oct 5, 2020
Property Address	280 LOCUST ST, BUFFALO, NY 14204-1034
Document Number	0113671529
Book / Page	011367 / 001529
Instrument Date	Aug 4, 2020
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$52.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 MAIN ST #208 BUFFALO NY 142021403, 208, BUFFALO, NY 14202-1403

Tax Assessment & Valuation

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$363.00 (-63.55%)
2025	$996.00 (+22.66%)	$110,000 (+12%) Land $6,000 Building $104,000	$110,000 (+35.3%) Land $6,000 Building $104,000
2024	$812.00 (+213.51%)	$50,000 (-) Land $4,000 Building $46,000	$81,301 (+13.82%) Land $6,504 Building $74,797
2023	$259.00	$50,000 Land $4,000 Building $46,000	$71,429 Land $5,714 Building $65,715

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Greenlight Networks, T-Mobile.

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