McCreary County property record for 285 Laurel Estates Rd, Stearns, KY 42647
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,200 (Sep 2020) |
| Tax Bill | $24 (2025) |
| Deeds & Mortgages | Sep 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 138-20-00-039.00 |
| Primary APN | 138-20-00-039.00 |
|---|---|
| Alternative APN |
|
| Lot Area | 30,928 sqft (0.71 acres) |
|---|
| Street Address | 285 LAUREL ESTATES RD |
|---|---|
| City | STEARNS |
| State | KY |
| Zip | 42647-6121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.71 AC |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | STEARNS-WHITLEY CITY |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 960301 |
285 Laurel Estates Rd is owned and occupied by an individual who bought it in September 2020.
Source: McCreary County records, as of January 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 285 LAUREL ESTATES RD, STEARNS, KY 42647-6121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2020 · Amount on File |
| Deed Sale | Sep 17, 2020 · Amount on File |
| Deed Document Number | 131857 |
| Deed Book / Page | D223 / 467 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Sep 17, 2020 |
| Property Address | 285 LAUREL ESTATES RD, STEARNS, KY 42647-6121 |
| Document Number | 00D223/467 |
| Book / Page | D223 / 467 |
| Map Reference | DB 168 PG 193 |
| Instrument Date | Sep 17, 2020 |
| Instrument | 131857 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $2.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 174 MORROW LN, STEARNS, KY 42647-7229 |
| Name | Verified Name |
|---|---|
| Address | 285 LAUREL ESTATES RD, STEARNS, KY 42647-6121 |
The 2025 property tax bill for 285 Laurel Estates Rd was $24.
Source: McCreary County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24.00 | $3,000 (-) | $3,000 (-) |
| 2024 | $24.00 (-89.74%) | $3,000 (-89.55%) | $3,000 (-89.55%) |
| 2023 | $234.00 | $28,700 | $28,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 285 Laurel Estates Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 285 Laurel Estates Rd is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 81% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile.
4G LTE (outdoors only), no 5G reported
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