McCreary County property record for 200 Laurel Estates Rd, Stearns, KY 42647
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,236 sqft · built 1997 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Company Name on File |
| Last Sale | $20,000 (Dec 2022) |
| Tax Bill | $683 (2025) |
| Deeds & Mortgages | Dec 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 138-20-00-033.00 |
| Primary APN | 138-20-00-033.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,236 sqft Living Area |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Family Room | Family Room |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 108,900 sqft (2.5 acres) |
| Porch | Slab |
| Porch Area | 340 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Water Source | Commercial |
| Street Address | 200 LAUREL ESTATES RD |
|---|---|
| City | STEARNS |
| State | KY |
| Zip | 42647-6121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.50 AC & HSE |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | STEARNS-WHITLEY CITY |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 960301 |
200 Laurel Estates Rd is owned by a company that bought it in December 2022.
Source: McCreary County records, as of January 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4231 E HIGHWAY 9, MONTICELLO, KY 42633 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2022 · Amount on File |
| Deed Sale | Dec 9, 2022 · Amount on File |
| Deed Document Number | 2022141234 |
| Deed Book / Page | 232 / 299 |
| Prior Transfer Date | Sep 21, 2015 |
| Prior Transfer Doc | 00D210/512 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Dec 9, 2022 |
| Property Address | 200 LAUREL ESTATES RD, STEARNS, KY 42647-6121 |
| Document Number | 00D232/299 |
| Book / Page | D232 / 299 |
| Map Reference | DB 21 PG 512 |
| Instrument Date | Nov 4, 2022 |
| Instrument | 141234 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $20.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 200 LAUREL ESTATES RD, STEARNS, KY 42647-6121 |
| Name | Verified Name |
|---|---|
| Address | 4231 E HIGHWAY 90, MONTICELLO, KY 42633-5828 |
The 2025 property tax bill for 200 Laurel Estates Rd was $683, up 0.4% from the year before.
Source: McCreary County assessment roll, as of January 30, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $683.00 (+0.44%) | $85,000 (-) | $85,000 (-) |
| 2024 | $680.00 (-1.88%) | $85,000 (-) | $85,000 (-) |
| 2023 | $693.00 | $85,000 | $85,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 200 Laurel Estates Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 200 Laurel Estates Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 80% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
May also be available: T-Mobile.
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