McCreary County property record for 233 Laurel Estates Rd, Stearns, KY 42647
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 1,736 sqft · built 1984 |
| Owner | 2 Individual Names on File |
| Tax Bill | $47 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 138-20-00-036.00 |
| Primary APN | 138-20-00-036.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 11 Rooms |
| Building Area | 1,736 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Porch | Porch |
| Porch Area | 48 sqft |
| Deck Area | 64 sqft |
| Heating System | Other |
|---|---|
| Water Source | Commercial |
| Street Address | 233 LAUREL ESTATES RD |
|---|---|
| City | STEARNS |
| State | KY |
| Zip | 42647-6121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT & HSE & BLDG |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | STEARNS-WHITLEY CITY |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 960301 |
233 Laurel Estates Rd, a single family home, is owned by two individuals.
Source: McCreary County records, as of January 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 213, STEARNS, KY 42647-0213 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000180261 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 233 Laurel Estates Rd was $47.
Source: McCreary County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $47.00 | $55,000 | $55,000 |
| 2023 | $70.00 Homeowner's exemption Disabled Person's exemption | $55,000 | $55,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 233 Laurel Estates Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 233 Laurel Estates Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 80% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
May also be available: T-Mobile.
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