Osceola County property record for 285 Grape Ave, Saint Cloud, FL 34769 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2007 |
| Square Footage | 1,522 sqft Living Area |
| Lot Size | 26,745 sqft (0.614 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $325,000 (2025) |
| Tax Bill | $1,881.00 (2024) |
| Primary APN | 01-26-30-4950-0001-1340 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,522 sqft Living Area |
| Gross Area | 2,160 sqft Gross Area |
| 1st Floor | 1,522 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 26,745 sqft (0.614 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 120 sqft Shed |
| Porch Area | 218 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 285 GRAPE AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2528 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C PB B PGS 61-64 S 85.00 FT OF LOT 134 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | S L & I C |
| Legal Tract | 4950 |
| Legal Block | 1340 |
| Legal Lot Number | 134 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2033 |
| Census Tract | 43600 |
Source: Osceola County records · APN 01-26-30-4950-0001-1340
Assessment roll updated November 26, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 285 GRAPE AVE, SAINT CLOUD, FL 34769-2528 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 15, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Dec 12, 2025 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE EQUITY PARTNERS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 12, 2025 · Amount on Record |
| Deed Sale | Dec 12, 2025 · Amount on Record |
| Prior Sale | Mar 01, 2016 · Amount on Record |
| Deed Doc Number | 2025152284 |
| Deed Book / Page | 6893 / 365 |
| Prior Transfer Date | Mar 23, 2016 |
| Prior Transfer Doc | 0049410903 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 285 GRAPE AVE, SAINT CLOUD, FL 34769-2528 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 285 GRAPE AVE, SAINT CLOUD, FL 34769-2528 |
| Document Number | 0061080261 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | 6108/261 |
| Instrument | 2021193082 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 874 Months |
| Due | Oct 12, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.35% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Feb 01, 2022 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Index | 1-Year CMT |
| Max Rate | 7.35% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 12, 2025 |
| Property Address | 285 GRAPE AVE, SAINT CLOUD, FL 34769-2528 |
| Document Number | 0068930365 |
| Book / Page | 6893 / 365 |
| Map Reference | MB B PG 61-64 |
| Instrument Date | Dec 07, 2025 |
| Instrument | 2025152284 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2025 |
| Title Company | UNKNOWN, CLEAR OCEAN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 PARK DR, NORTHFIELD, MN 55057-2623 |
| Name | Verified Name |
|---|---|
| Address | 285 GRAPE AVE, SAINT CLOUD, FL 34769-2528 |
| Document Number | 0006893367 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 6893/367 |
| Name | MORTGAGE EQUITY PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,018.00 (+7.28%) Homeowner's exemption Senior Citizen's exemption | $147,187 (+5.99%) | $330,500 (+13.93%) Land $81,000 Building $249,500 |
| 2024 | $1,881.00 (+2.67%) | ||
| 2023 | $1,832.00 (+5.77%) Homeowner's exemption Senior Citizen's exemption | $138,873 (+3%) | $290,100 (+18.12%) Land $60,800 Building $229,300 |
| 2022 | $1,732.00 Homeowner's exemption Senior Citizen's exemption | $134,829 | $245,600 Land $54,000 Building $191,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Wildfire Risk | Moderate above 47% of the US · above 18% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 980 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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