315 Grape Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 315 Grape Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1994
Square Footage	1,953 sqft Heated Area
Lot Size	28,314 sqft (0.65 acres)
Occupancy	Owner Occupied
Last Sale	$112,000 (1999)
Tax Bill	$2,042.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`81091`
Alternative APN	`012630495000011660`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,953 sqft Heated Area
Gross Area	4,088 sqft Gross Area
1st Floor	1,253 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1994
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	28,314 sqft (0.65 acres)
Parking Spaces	6 Parking Spaces
Garage Type	Detached - Unfinished Garage
Garage Area	1,903 sqft Garage
Porch	1 Porch
Porch Area	932 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	81091
Street Address	315 GRAPE AVE
City	SAINT CLOUD
State	FL
Zip	34769-2530
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C N 80 FT LOT 166 & S 10 FT LOT 155
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD EAST OF EASTERN
Legal Tract	4950
Legal Block	1
Legal Lot Number	155,166
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2033
Census Tract	43600

Owner

Source: Osceola County records · APN 81091

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	315 GRAPE AVE, SAINT CLOUD, FL 34769-2530
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 04, 1999 · Amount on Record
Deed Sale	Aug 04, 1999 · Amount on Record
Prior Sale	Mar 05, 1999
Deed Doc Number	0164302088
Deed Book / Page	01643 / 02088
Record Refreshed	Jun 08, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	315 GRAPE AVE, SAINT CLOUD, FL 34769-2530
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 GRAPE AVE, SAINT CLOUD, FL 34769-2530

Mortgage

Document Number	0062080789
Date	May 05, 2022
Book Page	6208/789
Instrument	2022071629

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 19, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,042.00 (+9.84%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$141,814 (+5.99%)	$407,800 (+12.84%) Land $81,000 Building $326,800
2023	$1,859.00 (+5.57%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$133,804 (+3%)	$361,400 (+18.45%) Land $60,800 Building $300,600
2022	$1,761.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$129,907	$305,100 Land $54,000 Building $251,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	61.0 ft

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 629 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.