Osceola County property record for 280 Grape Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2007 |
| Square Footage | 1,522 sqft Heated Area |
| Lot Size | 19,820 sqft (0.455 acres) |
| Garage | Finished, 420 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,939.00 (2025) |
| Primary APN | 157476 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,522 sqft Heated Area |
| Gross Area | 2,160 sqft Gross Area |
| 1st Floor | 1,522 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 19,820 sqft (0.455 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 420 sqft Garage |
| Fence | Fence |
| Porch | Finished/Screened Porch |
| Porch Area | 218 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 157476 |
|---|---|
| Street Address | 280 GRAPE AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2529 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BECCA TRACE III PB 20 PG 119 LOT 1 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD EAST OF EASTERN |
| Legal Tract | 79 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2032 |
| Census Tract | 43600 |
Source: Osceola County records · APN 157476
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 280 GRAPE AVE, SAINT CLOUD, FL 34769-2529 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 26, 2024 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Nov 30, 2022 | Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU |
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 20, 2016 |
| Deed Sale | Apr 20, 2016 |
| Prior Sale | Jan 21, 2014 · Amount on Record |
| Deed Doc Number | 2016058863 |
| Deed Book / Page | 4558 / 2499 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 280 GRAPE AVE, SAINT CLOUD, FL 34769-2529 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2024 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 280 GRAPE AVE, SAINT CLOUD, FL 34769-2529 |
| Document Number | 0065392693 |
|---|---|
| Date | Jan 26, 2024 |
| Book Page | 6539/2693 |
| Instrument | 2024010754 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 280 GRAPE AVE, SAINT CLOUD, FL 34769-2529 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 280 GRAPE AVE, SAINT CLOUD, FL 34769-2529 |
| Document Number | 0063220856 |
|---|---|
| Date | Nov 30, 2022 |
| Book Page | 6322/856 |
| Instrument | 2022172352 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 28, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 280 GRAPE AVE, SAINT CLOUD, FL 34769-2529 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 280 GRAPE AVE, SAINT CLOUD, FL 34769-2529 |
| Document Number | 0058600904 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 5860/904 |
| Instrument | 2020176409 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,939.00 (+7.13%) Homeowner's exemption | $151,235 (+5.99%) | $333,100 (+13.88%) Land $81,000 Building $252,100 |
| 2023 | $1,810.00 (+4.2%) Homeowner's exemption | $142,693 (+3%) | $292,500 (+18.13%) Land $60,800 Building $231,700 |
| 2022 | $1,737.00 Homeowner's exemption | $138,537 | $247,600 Land $54,000 Building $193,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Wildfire Risk | Moderate above 52% of the US · above 23% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 820 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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