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285 Four Diamond Dr, Seven Devils (Banner Elk), NC 28604 Property Records

Avery County property record for 285 Four Diamond Dr, Seven Devils, NC 28604 · Last verified December 2025

Property Highlights

Property TypeResidential > Specialized > Seasonal, Cabin, Vacation
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2008
Square Footage1,927 sqft Heated Area
Last Sale$734,500 (2024)
Tax Bill$3,452.00 (2025)

Property Details

APN / Parcel Number

Primary APN81246
Alternative APNs
  • 18680032751300000
  • 77749

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area1,927 sqft Heated Area
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureCustom/Decorative Interior Structure
FireplaceFireplace
Fireplaces2 Fireplaces

Exterior

Year BuiltBuilt 2008
Exterior MaterialWood Shingle Exterior
Foundation TypeFooting Foundation
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialMetal Roof

Exterior Amenities

Deck Area424 sqft Deck
Patio Area424 sqft Patio
PorchOpen Porch
Porch Area666 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number81246
Street Address285 FOUR DIAMOND DR
CitySEVEN DEVILS
StateNC
Zip28604-9088
Property UsageResidential Property Usage
TypeResidential > Specialized > Seasonal, Cabin, Vacation
Legal DescriptionSD 09 082 PLAT 1-110
Legal SubdivisionSEVEN DEVILS RESIDENCE PROP
JurisdictionAVERY NC
Minor Civil DivisionBANNER ELK
Census Blockgroup1
Census Block1062
Census Tract930100

Owner

Source: Avery County records · APN 81246

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address16142 GLEN MIRO DR, HUNTERSVILLE, NC 28078-2259
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2024Deed of Trust, Mortgage · Conventional Mortgage
ALCOVA MORTGAGE LLC
May 23, 2022Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Jul 22, 2019Correction Deed, Transfer
ATTORNEY ONLY
Jul 22, 2019Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
MOUNTAIN CMNTY BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 23, 2024 · Amount on Record
Deed SaleFeb 23, 2024 · Amount on Record
Prior SaleJul 22, 2019 · Amount on Record
Deed Doc Number0000597265
Deed Book / Page577 / 1366
Prior Transfer DateMay 23, 2022
Prior Transfer Doc2022003014
Record RefreshedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAVERY NC
Property Address285 FOUR DIAMOND DR, SEVEN DEVILS, NC 28604-9088
Transaction TypeMortgage
Record UpdatedMar 06, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address16142 GLEN MIRO DR, HUNTERSVILLE, NC 28078-2259

Mortgage

Document Number0000000775
DateFeb 23, 2024
Book Page597/268
Instrument2024000775
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
Address308 MARKET ST SE, ROANOKE, VA 24011
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateMay 23, 2022
Property Address285 FOUR DIAMOND DR, SEVEN DEVILS, NC 28604-9088
Document Number0000003014
Book / Page577 / 1366
Map ReferenceMB 1 PG 111
Instrument DateMay 18, 2022
Instrument2022003014
Transaction TypeTransfer
Record UpdatedJun 07, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1469, BANNER ELK, NC 28604-1469

Transferred To (Grantee/Buyer)

NameVerified Name
Address1104 THOROUGHBRED LN, NORCO, CA 92860-3827
InvestorPossibly a Property Investor

Mortgage

Document Number0005771370
DateMay 23, 2022
Instrument577/1370
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

July 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionAVERY NC
Recording DateJul 22, 2019
Property Address285 FOUR DIAMOND DR, SEVEN DEVILS, NC 28604-9088
Document Number0005330210
Book / Page000533 / 000210
Instrument DateJul 12, 2019
Instrument2998
Transaction TypeTransfer
Record UpdatedAug 02, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 MISTY MOMING DR HILTON HEAD SC 29926, HILTON HEAD, SC 29926

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateJul 22, 2019
Property Address285 FOUR DIAMOND DR, SEVEN DEVILS, NC 28604-9088
Document Number0005330216
Book / Page000533 / 000216
Instrument DateJul 12, 2019
Instrument3000
Transaction TypeTransfer
Record UpdatedAug 02, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$685.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1469 BANNER ELK NC 286041469, BANNER ELK, NC 28604-1469

Mortgage

Document Number5330218
DateJul 22, 2019
Book Page000533/000218
Instrument3001
Lender
NameMOUNTAIN CMNTY BK
TypeBank
AddressSUGAR MOUNTAIN, NC 28604
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term240 Months
DueJul 21, 2039

Tax Assessment & Valuation

Source: Avery County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
MunicipalitySeven Devils Town
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,452.00 (+117.52%)$396,800 (-) Land $46,000 Building $350,800$396,800 (-) Land $46,000 Building $350,800
2023$1,587.00$396,800 Land $46,000 Building $350,800$396,800 Land $46,000 Building $350,800

Flood & Wildfire

285 Four Diamond Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Avery County (37011C), updated January 9, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
40th percentile of exposed land nationally · 58th in North Carolina
Wildfire LikelihoodLow — about 1 in 2,000 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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