277 Four Diamond Dr, Seven Devils (Banner Elk), NC 28604 Property Records

Avery County property record for 277 Four Diamond Dr, Seven Devils, NC 28604

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 3 ba · 2,010 sqft · built 1992
OwnerIndividual Name on File
Last Sale$550,000 (Jul 2025)
Tax Bill$3,169 (2025)
Deeds & MortgagesJul 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13395

Property Details

APN / Parcel Number

Primary APN13395
Alternative APN
  • 18680032954200000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,010 sqft Heated Area
FlooringTile
Interior WallsCustom/Decorative
Fireplaces3 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1997
Exterior MaterialWood Siding
Foundation TypeFooting
Roof TypeGable
Roof MaterialWood Shingle
Garage Area690 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area16 sqft
Deck Area250 sqft
Patio Area250 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number13395
Street Address277 FOUR DIAMOND DR
CitySEVEN DEVILS
StateNC
Zip28604-9088
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionSD 09 086 0010 0063
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group1
Census Block1062
Census Tract930100

Owner

Source: Avery County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address277 FOUR DIAMOND DR, SEVEN DEVILS, NC 28604-9088
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 22, 2025 · Amount on Record
Deed SaleJul 22, 2025 · Amount on Record
Deed Document Number0006102005
Deed Book / Page610 / 2005
Record UpdatedJun 8, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateJul 22, 2025
Property Address277 FOUR DIAMOND DR, SEVEN DEVILS, NC 28604-9088
Document Number0000002875
Book / Page610 / 2005
Map ReferenceMB 10 PG 63
Instrument DateJul 11, 2025
Instrument2025002875
Transaction TypeTransfer
Record UpdatedDec 4, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address209 CAMELLIA DR, MOULTRIE, GA 31768-6723

Transferred To (Grantee/Buyer)

NameVerified Name
Address3131 FAIRFAX DR, CHARLOTTE, NC 28209-3333

Mortgage

Document Number0006102009
DateJul 22, 2025
Instrument610/2009
Lender
NameORIGINPOINT LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2055

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
MunicipalitySeven Devils Town
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,169.00 (+117.5%)$364,300 (-) Land $50,000 Building $314,300$364,300 (-) Land $50,000 Building $314,300
2023$1,457.00$364,300 (-) Land $50,000 Building $314,300$364,300 (-) Land $50,000 Building $314,300
2022$1,457.00$364,300 Land $50,000 Building $314,300$364,300 Land $50,000 Building $314,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 individual policies
Nearby Flood Policies47 units insured
incl. 4 condo units
Nearby Flood Claims16 (1995–2024)
Claims Outside the SFHA2 of 16
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SEVEN DEVILS
serves 400 people · EPA ID NC0195118
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Loretto Telephone Company
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Four Diamond Dr

Nearby Streets

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