275 Four Diamond Dr, Seven Devils (Banner Elk), NC 28604 Property Records

Avery County property record for 275 Four Diamond Dr, Seven Devils, NC 28604

Property Summary

Property Type	Seasonal / Vacation Home
Details	5 bd · 4 ba · 3,498 sqft · built 2005
Owner	Individual Name on File
Last Sale	$815,000 (Jul 2021)
Tax Bill	$7,106 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`75830`

Property Details

APN / Parcel Number

Primary APN	`75830`
Alternative APN	`18680032767000000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,498 sqft Heated Area
Basement Area	1,268 sqft
Finished Basement	1,268 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Composition/Composite
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Deck Area	512 sqft
Patio Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	75830
Street Address	275 FOUR DIAMOND DR
City	SEVEN DEVILS
State	NC
Zip	28604-9088
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	SD 09 081 PLAT 1-110
Legal Subdivision	SEVEN DEVILS
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	1
Census Block	1062
Census Tract	930100

Owner

275 Four Diamond Dr, a residential property, is owned by an individual who bought it in July 2021.

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	8791 NW 41ST ST, HOLLYWOOD, FL 33024-8703
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
May 1, 2020	Deed of Trust, Mortgage · Conventional with PMI BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2021 · Amount on File
Deed Sale	Jul 26, 2021 · Amount on File
Prior Sale	Apr 14, 2016 · Amount on File
Deed Document Number	0005631243
Deed Book / Page	563 / 1243
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Jul 26, 2021
Property Address	275 FOUR DIAMOND DR, SEVEN DEVILS, NC 28604-9088
Document Number	0000004357
Book / Page	563 / 1243
Map Reference	MB 01 PG 111
Instrument Date	Jul 19, 2021
Instrument	2021004357
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1749 COLVILLE LN, 1749, TEGA CAY, SC 29708-8497

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8791 NW 41ST ST, HOLLYWOOD, FL 33024-8703

Mortgage

Document Number	0005631246
Date	Jul 26, 2021
Instrument	563/1246

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	275 FOUR DIAMOND DR, SEVEN DEVILS, NC 28604-9088
Document Number	0005430247
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	BOSTON TITLE AGENCY LLC, BOSTON TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 FOUR DIAMOND DR SEVEN DEVILS NC 28604, SEVEN DEVILS, NC 28604

Mortgage

Document Number	0005430247
Date	May 7, 2020
Book Page	000543/000247
Instrument	2057

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	May 6, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 275 Four Diamond Dr was $7,106.

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Municipality	Seven Devils Town
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,106.00	$816,800 Land $50,000 Building $766,800	$816,800 Land $50,000 Building $766,800
2023	$3,267.00	$816,800 (-) Land $50,000 Building $766,800	$816,800 (-) Land $50,000 Building $766,800
2022	$3,267.00	$816,800 Land $50,000 Building $766,800	$816,800 Land $50,000 Building $766,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 275 Four Diamond Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 individual policies
Nearby Flood Policies	47 units insured incl. 4 condo units
Nearby Flood Claims	16 (1995–2024)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 275 Four Diamond Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SEVEN DEVILS serves 400 people · EPA ID NC0195118
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Four Diamond Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures