285 E Saddle River Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 285 E Saddle River Rd, Upper Saddle River, NJ 07458 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2005
Square Footage5,431 sqft Living Area
Lot Size1.23 acres
Last Sale$1,875,000 (2026)
Tax Bill$27,713.00 (2025)

Owner

Source: Bergen County and Upper Saddle River Borough records · APN 63-01201-0000-00006

Assessment roll updated June 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address285 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-2152
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2026Deed, Transfer · Conventional Mortgage
AMWEST FUNDING CORPORATION
Sep 12, 2023Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Sep 13, 2019Deed, Transfer · Stand Alone First Mortgage
BOND STREET MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 16, 2026 · Amount on Record
Deed SaleJul 16, 2026 · Amount on Record
Prior SaleSep 13, 2019 · Amount on Record
Deed Doc Number202648662
Deed Book / Page5849 / 1745
Record RefreshedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJul 16, 2026
Property Address285 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-2152
Document Number0000048662
Book / Page5849 / 1745
Instrument DateJun 11, 2026
Instrument202648662
Transaction TypeTransfer
Record UpdatedAug 20, 2026
Title CompanyAMERICAN LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$189,375.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address285 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-2152

Mortgage

Document Number0000048663,
DateJul 16, 2026
Book Page5849/1752
Instrument202648663
Lender
NameAMWEST FUNDING CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address285 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-2152
Transaction TypeMortgage
Record UpdatedOct 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050790147
DateSep 12, 2023
Book Page5079/147
Instrument2023059574
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 01, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2019: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateSep 13, 2019
Property Address285 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-2152
Document Number0033470289
Book / Page3347 / 289
Instrument DateAug 08, 2019
Instrument19-060417
Transaction TypeTransfer
Record UpdatedAug 17, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address285 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-2152

Mortgage

Document Number1906041701
DateSep 13, 2019
Instrument19-060417.01
Lender
NameBOND STREET MORTGAGE LLC
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number0033470289
DateSep 13, 2019
Book Page3347/289
Instrument19-060417
Lender
NameBOND STREET MORTGAGE LLC
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term241 Months
DueOct 01, 2039

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityUpper Saddle River Borough
Secondary School DistrictNorthern Highlands Regional School District (09 - 12)
Elementary School DistrictUpper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,070,000 (-) Land $293,800 Building $776,200$1,070,000 (-) Land $293,800 Building $776,200
2025$27,713.00 (+1.73%)$1,070,000 (-) Land $293,800 Building $776,200$1,070,000 (-) Land $293,800 Building $776,200
2024$27,242.00 (+2.95%)
2023$1,070,000 Land $293,800 Building $776,200$1,070,000 Land $293,800 Building $776,200
2022$26,461.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 5% of the US · above 14% of New Jersey
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN63-01201-0000-00006
Alternative APNs
  • 630120100006
  • 148200

Interior

Building Area5,431 sqft Living Area
1st Floor5,431 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area53,579 sqft

Location & Zoning

Account Number148200
Street Address285 E SADDLE RIVER RD
CityUPPER SADDLE RIVER
StateNJ
Zip07458-2152
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description1.230 AC
Legal SubdivisionEAST SADDLE RIVER ROAD
Legal Block1201
Legal Lot Number6
JurisdictionBERGEN NJ
Minor Civil DivisionUPPER SADDLE RIVER
Census Blockgroup2
Census Block2004
Census Tract53201

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