Bergen County and Upper Saddle River Borough property record for 284 E Saddle River Rd, Upper Saddle River, NJ 07458 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2001 |
| Square Footage | 5,208 sqft Living Area |
| Lot Size | 1.26 acres |
| Occupancy | Owner Occupied |
| Last Sale | $1,715,000 (2021) |
| Tax Bill | $28,516.00 (2025) |
Source: Bergen County and Upper Saddle River Borough records · APN 63-01219-0000-00002
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 284 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-2108 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 14, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jul 21, 2017 | Deed of Trust, Mortgage · Line of Credit COLUMBIA BANK |
| Mar 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 14, 2021 · Amount on Record |
| Deed Sale | Sep 14, 2021 · Amount on Record |
| Prior Sale | Mar 20, 2008 · Amount on Record |
| Deed Doc Number | 2021144423 |
| Deed Book / Page | 4373 / 1948 |
| Prior Transfer Date | Feb 28, 2007 |
| Prior Transfer Doc | 9309000095 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 14, 2021 |
| Property Address | 284 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-2108 |
| Document Number | 0043731948 |
| Book / Page | 4373 / 1948 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 2021144423 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2021 |
| Title Company | CB TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $35,376.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 284 E SADDLE RIVER RD, 284, UPPER SADDLE RIVER, NJ 07458-2108 |
| Name | Verified Name |
|---|---|
| Address | 284 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-2108 |
| Document Number | 2021144424 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 2021144424 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 284 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-2108 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0026720849 |
|---|---|
| Date | Jul 21, 2017 |
| Book Page | 02672/0849 |
| Instrument | 17-054893 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 284 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-2108 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0035380640 |
|---|---|
| Date | Mar 09, 2020 |
| Book Page | 3538/640 |
| Instrument | 20-028418 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Apr 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 5.25% |
| Index | 1-Year CMT |
| Max Rate | 8.25% |
Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,101,000 (-) Land $296,200 Building $804,800 | $1,101,000 (-) Land $296,200 Building $804,800 | |
| 2025 | $28,516.00 (+1.73%) | $1,101,000 (-) Land $296,200 Building $804,800 | $1,101,000 (-) Land $296,200 Building $804,800 |
| 2024 | $28,031.00 (+2.95%) | ||
| 2023 | $1,101,000 Land $296,200 Building $804,800 | $1,101,000 Land $296,200 Building $804,800 | |
| 2022 | $27,227.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 18% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 63-01219-0000-00002 |
|---|---|
| Alternative APNs |
|
| Building Area | 5,208 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 55,321 sqft |
| Account Number | 155200 |
|---|---|
| Street Address | 284 E SADDLE RIVER RD |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-2108 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1.270 AC |
| Legal Subdivision | UPPER SADDLE RIVER |
| Legal Block | 1219 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | UPPER SADDLE RIVER |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 53201 |
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