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296 E Saddle River Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 296 E Saddle River Rd, Upper Saddle River, NJ 07458 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1800
Square Footage3,036 sqft Living Area
Lot Size37,462 sqft (0.86 acres)
OccupancyOwner Occupied
Last Sale$605,000 (2023)
Tax Bill$14,473.00 (2025)

Owner

Source: Bergen County and Upper Saddle River Borough records · APN 63-01218-0000-00002

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address296 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-2108
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2023Bargain and Sale Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Feb 04, 2021Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 17, 2023 · Amount on Record
Deed SaleFeb 17, 2023 · Amount on Record
Prior SaleFeb 04, 2021 · Amount on Record
Deed Doc Number202313568
Deed Book / Page4935 / 1378
Prior Transfer DateJun 30, 2015
Prior Transfer Doc0019890848
Record RefreshedSep 20, 2026

February 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionBERGEN NJ
Recording DateFeb 17, 2023
Property Address296 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-2108
Document Number0049351378
Book / Page4935 / 1378
Instrument DateFeb 09, 2023
Instrument2023013568
Transaction TypeTransfer
Record UpdatedMar 16, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,238.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address390 WINDSOR ST, NORTH PLAINFIELD, NJ 07060-3712

Transferred To (Grantee/Buyer)

NameVerified Name
Address296 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-2108

Mortgage

Document Number2023013569
DateFeb 17, 2023
Instrument2023013569
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2038

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateFeb 04, 2021
Property Address296 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-2108
Document Number0039440100
Book / Page3944 / 100
Instrument DateDec 10, 2020
Instrument21-015442
Transaction TypeTransfer
Record UpdatedNov 02, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,443.80
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address138 RIVERVIEW TER, 138, RIVERDALE, NJ 07457-1510

Transferred To (Grantee/Buyer)

NameVerified Name
Address296 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-2108
InvestorPossibly a Property Investor

Mortgage

Document Number21015443
DateFeb 04, 2021
Instrument21-015443
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term359 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityUpper Saddle River Borough
Secondary School DistrictNorthern Highlands Regional School District (09 - 12)
Elementary School DistrictUpper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$558,800 (-) Land $274,400 Building $284,400$558,800 (-) Land $274,400 Building $284,400
2025$14,473.00 (+1.73%)$558,800 (-) Land $274,400 Building $284,400$558,800 (-) Land $274,400 Building $284,400
2024$14,227.00 (+2.95%)
2023$558,800 Land $274,400 Building $284,400$558,800 Land $274,400 Building $284,400
2022$13,819.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN63-01218-0000-00002
Alternative APNs
  • 630121800002
  • 151400

Interior

Building Area3,036 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 1800
Effective Year BuiltEffective 1800
Construction TypeFrame Construction
Lot Area37,462 sqft (0.86 acres)

Location & Zoning

Account Number151400
Street Address296 E SADDLE RIVER RD
CityUPPER SADDLE RIVER
StateNJ
Zip07458-2108
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description.860 AC
Legal Block1218
Legal Lot Number2
JurisdictionBERGEN NJ
Minor Civil DivisionUPPER SADDLE RIVER
Census Blockgroup2
Census Block2012
Census Tract53201

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