Elbert County property record for 285 E Railroad St, Bowman, GA 30624
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 910 sqft · built 1944 |
| Lot Size | 0.98 acres (42,699 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $53,000 (Aug 2024) |
| Tax Bill | $1,031 (2025) |
| Deeds & Mortgages | Jul 2008 Mortgage Aug 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B05 063 |
| Primary APN | B05 063 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 910 sqft Heated Area |
| 1st Floor Area | 910 sqft |
| Flooring | Tile |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Modular |
| Exterior Material | Other |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 42,699 sqft (0.98 acres) |
| Garage Type | Mixed |
| Garage Area | 856 sqft |
| Porch | Slab |
| Porch Area | 180 sqft |
| Storage Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5162 |
|---|---|
| Street Address | 285 E RAILROAD ST |
| City | BOWMAN |
| State | GA |
| Zip | 30624-2317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOWMAN |
| Legal Description | HSE/LOT |
| Legal Subdivision | BOWMAN @ $15K LOT |
| Jurisdiction | ELBERT GA |
| Township / Civil Division | BOWMAN |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 100 |
Source: Elbert County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 285 E RAILROAD ST, BOWMAN, GA 30624-2317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2008 | Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK |
| Aug 6, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage IMAGINE CONSTRUCTION |
| Aug 6, 2024 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2024 · Amount on Record |
| Deed Sale | Aug 6, 2024 · Amount on Record |
| Prior Sale | Oct 3, 2003 |
| Deed Book / Page | 757 / 323 |
| Prior Transfer Date | Aug 1, 2024 |
| Prior Transfer Doc | 000757/325 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELBERT GA |
| Property Address | 285 E RAILROAD ST, BOWMAN, GA 30624-2317 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000470/680 |
|---|---|
| Date | Jul 24, 2008 |
| Book Page | 470/680 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 1, 2009 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELBERT GA |
| Recording Date | Aug 6, 2024 |
| Property Address | 285 E RAILROAD ST, BOWMAN, GA 30624-2317 |
| Document Number | 000757/323 |
| Book / Page | 757 / 323 |
| Instrument Date | Aug 1, 2024 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 285 E RAILROAD ST, BOWMAN, GA 30624-2317 |
| Investor | Possibly a Property Investor |
| Document Number | 0000757328 |
|---|---|
| Date | Aug 6, 2024 |
| Instrument | 757/328 |
| Name | IMAGINE CONSTRUCTION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 17 Months |
| Due | Jan 1, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELBERT GA |
| Recording Date | Aug 6, 2024 |
| Property Address | 285 E RAILROAD ST, BOWMAN, GA 30624-2317 |
| Document Number | 000757/325 |
| Book / Page | 757 / 325 |
| Instrument Date | Aug 1, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 285 E RAILROAD ST, BOWMAN, GA 30624-2317 |
| Investor | Possibly a Property Investor |
Source: Elbert County assessment roll, as of March 2, 2026
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Bowman City |
| County | Elbert County |
| Unified School District | Elbert County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,031.00 (+23.03%) Homeowner's exemption | $46,920 (+8.97%) Land $6,900 Building $40,020 | $117,300 (+8.98%) Land $17,250 Building $100,050 |
| 2023 | $43,056 Land $6,000 Building $37,056 | $107,639 Land $15,000 Building $92,639 | |
| 2022 | $838.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOWMAN WATER SYSTEM serves 1,299 people · EPA ID GA1050000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Copper | 1.5 mg/L (2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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