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275 E Railroad St, Bowman, GA 30624 Property Records

Elbert County property record for 275 E Railroad St, Bowman, GA 30624

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,920 sqft · built 1945
Lot Size2.46 acres (107,191 sqft)
OwnerIndividual Name on Record
Last Sale$115,000 (Oct 2009)
Tax Bill$1,450 (2025)
Deeds & MortgagesMar 2006 Mortgage
Oct 2009 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNB05 062

Property Details

APN / Parcel Number

Primary APNB05 062
Alternative APN
  • 5161

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,920 sqft Heated Area
1st Floor Area1,920 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1976
Architectural StyleModular
Exterior MaterialVinyl
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area107,191 sqft
Garage TypeMixed
Garage Area768 sqft
CarportCarport
Carport Area280 sqft

Exterior Amenities

PorchEnclosed Porch
Porch Area392 sqft
Deck Area288 sqft
Pole Barn140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number5161
Old Parcel NumberB05 062
Street Address275 E RAILROAD ST
CityBOWMAN
StateGA
Zip30624-2317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBOWMAN
Legal DescriptionSUBD:BOWMAN @$20K LOT
Legal SubdivisionBOWMAN @$20K LOT
JurisdictionELBERT GA
Township / Civil DivisionBOWMAN
Census Block Group3
Census Block3019
Census Tract100

Owner

Source: Elbert County records, as of February 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1779 MAPMAKER DR, DACULA, GA 30019-7877
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2006Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC
Oct 21, 2009Deed, Transfer · FHA Mortgage
SECURITY ATLANTIC MORTGAGE COMPANY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 21, 2009 · Amount on Record
Deed SaleOct 21, 2009 · Amount on Record
Deed Document Number052-2009-000685
Deed Book / Page493 / 326
Record UpdatedJun 8, 2026

March 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELBERT GA
Property Address275 E RAILROAD ST, BOWMAN, GA 30624-2317
Transaction TypeMortgage
Record UpdatedMar 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number000413/680
DateMar 31, 2006
Book Page413/680
Instrument001178
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2021

October 2009: Deed, Transfer

Document TypeDeed
JurisdictionELBERT GA
Recording DateOct 21, 2009
Property Address275 E RAILROAD ST, BOWMAN, GA 30624-2317
Document Number000493/326
Book / Page493 / 326
Instrument DateOct 13, 2009
Instrument052-2009-000685
Transaction TypeTransfer
Record UpdatedMar 2, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$115.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1564 WOODYARD RD, ELBERTON, GA 30635-3455

Transferred To (Grantee/Buyer)

NameVerified Name
Address275 E RAILROAD ST, BOWMAN, GA 30624-2317
InvestorPossibly a Property Investor

Mortgage

Document Number000493/328
DateOct 21, 2009
Book Page493/328
Lender
NameSECURITY ATLANTIC MORTGAGE COMPANY INC
TypeMortgage Company
AddressEDISON, NJ 08837
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2039

Tax Assessment & Valuation

Source: Elbert County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
MunicipalityBowman City
CountyElbert County
Unified School DistrictElbert County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,450.00 (+39.69%)$60,882 (+9%) Land $9,200 Building $51,682$152,204 (+9%) Land $23,000 Building $129,204
2023$55,854 Land $8,000 Building $47,854$139,634 Land $20,000 Building $119,634
2022$1,038.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOWMAN WATER SYSTEM
serves 1,299 people · EPA ID GA1050000
Water SourceGroundwater
Last State InspectionMay 2024
Lead4 ppb (2024)
action level 15 ppb
Copper1.5 mg/L (2019)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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