145 E Railroad St, Bowman, GA 30624 Property Records

Elbert County property record for 145 E Railroad St, Bowman, GA 30624

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,459 sqft · built 1963
Lot Size	1.18 acres (51,611 sqft)
Owner	Company Name on Record
Tax Bill	$1,581 (2025)
Deeds & Mortgages	Sep 2005 Mortgage May 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B05 056`

Property Details

APN / Parcel Number

Primary APN	`B05 056`
Alternative APN	`5169`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,459 sqft Heated Area
1st Floor Area	1,459 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1976
Architectural Style	Modular
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	51,611 sqft (1.18 acres)

Exterior Amenities

Porch	Slab
Porch Area	179 sqft
Patio Area	200 sqft
Storage Building	720 sqft
Utility Building	280 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5169
Street Address	145 E RAILROAD ST
City	BOWMAN
State	GA
Zip	30624-2316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOWMAN
Legal Subdivision	BOWMAN @ $15K LOT
Legal Lot Number	1 , 4
Jurisdiction	ELBERT GA
Township / Civil Division	BOWMAN
Census Block Group	3
Census Block	3069
Census Tract	100

Owner

Source: Elbert County records, as of March 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2274 EAGLE GROVE SCHOOL RD, BOWMAN, GA 30624-3746
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2005	Deed of Trust, Mortgage · Conventional Mortgage WILMINGTON FINANCE INC
May 24, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 30, 2013	Warranty Deed, Transfer
Apr 19, 2013	Warranty Deed, Transfer
Sep 4, 2012	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2023
Deed Sale	May 24, 2023
Prior Sale	Apr 19, 2013 · Amount on Record
Deed Document Number	2023449
Deed Book / Page	734 / 390
Record Updated	Sep 20, 2026

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT GA
Property Address	145 E RAILROAD ST, BOWMAN, GA 30624-2316
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000401/268
Date	Sep 21, 2005
Book Page	401/268
Instrument	003494

Lender

Name	WILMINGTON FINANCE INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2035

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELBERT GA
Recording Date	May 24, 2023
Property Address	145 E RAILROAD ST, BOWMAN, GA 30624-2316
Document Number	000734/390
Book / Page	734 / 390
Instrument Date	May 24, 2023
Instrument	2023-000449
Transaction Type	Transfer
Record Updated	Mar 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2274 EAGLE GROVE SCHOOL RD, BOWMAN, GA 30624-3746

April 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELBERT GA
Recording Date	Apr 30, 2013
Property Address	145 E RAILROAD ST, BOWMAN, GA 30624-2316
Document Number	000551/464
Book / Page	551 / 464
Instrument Date	Apr 30, 2013
Instrument	2013-000286
Transaction Type	Transfer
Record Updated	Mar 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2274 EAGLE GROVE SCHOOL RD, BOWMAN, GA 30624-3746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2274 EAGLE GROVE SCHOOL RD, BOWMAN, GA 30624-3746

April 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELBERT GA
Recording Date	Apr 19, 2013
Property Address	145 E RAILROAD ST, BOWMAN, GA 30624-2316
Document Number	000551/456
Book / Page	551 / 456
Instrument Date	Apr 19, 2013
Instrument	2013-000285
Transaction Type	Transfer
Record Updated	Mar 2, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2274 EAGLE GROVE SCHOOL RD, BOWMAN, GA 30624-3746

September 2012: Foreclosure

Document Type	Foreclosure
Jurisdiction	ELBERT GA
Recording Date	Sep 4, 2012
Property Address	145 E RAILROAD ST, BOWMAN, GA 30624-2316
Document Number	000545/615
Book / Page	545 / 615
Instrument Date	Sep 4, 2012
Instrument	2012-000876
Transaction Type	Foreclosure
Record Updated	Mar 2, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD STE 100, 100, WEST PALM BEACH, FL 33409-6493
Mail Care Of	PMOS LLC
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Elbert County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Bowman City
County	Elbert County
Unified School District	Elbert County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,581.00 (+21.9%)	$66,351 (+45.67%) Land $6,900 Building $59,451	$165,878 (+45.67%) Land $17,250 Building $148,628
2022	$1,297.00	$45,550 Land $5,100 Building $40,450	$113,875 Land $12,750 Building $101,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOWMAN WATER SYSTEM serves 1,299 people · EPA ID GA1050000
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2024) action level 15 ppb
Copper	1.5 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ElbertonNET.

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