285 E 3rd St, Loveland, CO 80537 Property Records

Larimer County property record for 285 E 3rd St, Loveland, CO 80537

Property Summary

Property Type	Commercial
Details	24,273 sqft · built 2018
Lot Size	0.653 acres (28,441 sqft)
Owner	Company Name on Record
Last Sale	$4,255,000 (Jul 2026)
Tax Bill	$142,080 (2025)
Deeds & Mortgages	Jul 2026 Sale Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`95133-20-002`

Property Details

APN / Parcel Number

Primary APN	`95133-20-002`
Alternative APNs	`R1666203` `P8286160`

Interior

Stories	1 Story
Building Area	24,273 sqft Gross Area
1st Floor Area	24,273 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Steel Frame
Roof Type	Flat
Lot Area	28,441 sqft (0.653 acres)
View / Lot	Traffic

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R1666203
Street Address	285 E 3RD ST
City	LOVELAND
State	CO
Zip	80537-5632
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 2, BLOCK 3, LOVELAND ELEVENTH SUB, LOV (20170026758)
Legal Range	69W
Legal Township	5N
Legal Section	13
Legal Subdivision	LOVELAND ELEVENTH SUB
Legal Block	3
Legal Lot Number	2
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	1
Census Block	1022
Census Tract	2007

Owner

Source: Larimer County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	446 E 29TH ST, 29, LOVELAND, CO 80538-2762
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Special Warranty Deed, Transfer FNTG NCS (FIDELITY NATIONAL TI
Jan 24, 2020	Deed of Trust, Mortgage · Line of Credit CANVAS CU
Sep 27, 2018	Loan Modification, Mortgage GUARANTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2026 · Amount on Record
Deed Sale	Jul 17, 2026 · Amount on Record
Deed Document Number	202635731
Prior Transfer Date	Dec 7, 2017
Prior Transfer Doc	0000082525
Record Updated	Sep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 17, 2026
Property Address	285 E 3RD ST, LOVELAND, CO 80537-5632
Document Number	0000035731
Instrument Date	Jul 17, 2026
Instrument	202635731
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	FNTG NCS (FIDELITY NATIONAL TI

Transaction

Amount	Amount Recorded
Tax	$42,975.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	285 E 3RD ST, LOVELAND, CO 80537-5632
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005331
Date	Jan 24, 2020
Instrument	20200005331

Lender

Name	CANVAS CU
Type	Credit Union
Address	LONE TREE, CO 80124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Dec 1, 2029

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Property Address	285 E 3RD ST, LOVELAND, CO 80537-5632
Document Number	0000062204
Instrument Date	Sep 27, 2018
Transaction Type	Mortgage
Record Updated	Oct 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000062204
Date	Oct 10, 2018
Instrument	62204

Lender

Name	GUARANTY BK
Type	Bank
Address	1331 17TH ST, DENVER, CO 80202-1566

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 9, 2028

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Loveland City
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$142,080.00 (-41.4%)	$1,034,073 (-43.27%) Land $191,970 Building $842,103	$3,829,900 (-41.38%) Land $711,000 Building $3,118,900
2023	$242,444.00 (+43.77%)	$1,822,791 (+46.17%) Land $238,043 Building $1,584,748	$6,533,300 (+51.94%) Land $853,200 Building $5,680,100
2022	$168,630.00	$1,247,000 Land $247,428 Building $999,572	$4,300,000 Land $853,200 Building $3,446,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOVELAND serves 91,077 people · EPA ID CO0135485
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loveland Pulse Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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