342 E 3rd St, Loveland, CO 80537 Property Records

Larimer County property record for 342 E 3rd St, Loveland, CO 80537

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,458 sqft · built 1893
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$1,000,000 (Feb 2022)
Tax Bill	$3,621 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`95133-45-001`

Property Details

APN / Parcel Number

Primary APN	`95133-45-001`
Alternative APN	`R0446246`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	3,458 sqft Living Area
Basement Area	438 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1995
Architectural Style	Other
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.239 acres)
Porch	Porch
Porch Area	928 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0446246
Old Parcel Number	9513345001
Street Address	342 E 3RD ST
City	LOVELAND
State	CO
Zip	80537-5664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NE COR BLK 32, EVERETTS, LOV, S 140 FT, W 74 FT, N 140 FT, E 74 FT TPOB
Legal Range	69
Legal Township	05
Legal Section	13
Legal Quarter	SW
Legal Subdivision	LOV BLK 32
Legal Block	32
Legal Lot Number	001
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	1
Census Block	1028
Census Tract	2007

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3142 SPRING MOUNTAIN CT, LOVELAND, CO 80537-2614
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Special Warranty Deed, Transfer · Conventional Mortgage FIRST WESTERN TRUST BANK
Sep 24, 2018	Grant Deed, Transfer FIRSTBANK
Mar 16, 2018	Trustee's Deed, Construction Loan · Construction Mortgage BANK OF CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2022 · Amount on Record
Deed Sale	Feb 25, 2022 · Amount on Record
Prior Sale	Sep 24, 2018 · Amount on Record
Deed Document Number	20220013025
Record Updated	Jun 8, 2026

February 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Feb 25, 2022
Property Address	342 E 3RD ST, LOVELAND, CO 80537-5664
Document Number	0000013025
Instrument Date	Feb 16, 2022
Instrument	20220013025
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	GUARANTY TITLE COMPANY, GUARANTY TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3142 SPRING MOUNTAIN CT, LOVELAND, CO 80537-2614

Mortgage

Document Number	0000013026
Date	Feb 25, 2022
Instrument	20220013026

Lender

Name	FIRST WESTERN TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 24, 2018
Property Address	342 E 3RD ST, LOVELAND, CO 80537-5664
Document Number	0000058734
Instrument Date	Sep 18, 2018
Instrument	58734
Transaction Type	Transfer
Record Updated	Oct 5, 2018
Title Company	GROUP GUARANTEED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	342 E 3RD ST LOVELAND CO 805375664, LOVELAND, CO 80537-5664

Mortgage

Document Number	58735
Date	Sep 24, 2018
Instrument	58735

Lender

Name	FIRSTBANK
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 16, 2018
Property Address	342 E 3RD ST, LOVELAND, CO 80537-5664
Instrument Date	Mar 12, 2018
Instrument	15402
Transaction Type	Construction Loan
Record Updated	Mar 30, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7826 LOVELAND CO 805370826, LOVELAND, CO 80537-0826

Mortgage

Document Number	0000015402
Date	Mar 16, 2018
Instrument	15402

Lender

Name	BANK OF CO
Type	Bank
Address	LOVELAND, CO 80537

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 15, 2019

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Loveland City
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,621.00 (+21.55%)	$41,125 (+0.1%) Land $3,125 Building $38,000	$658,000 (+7.31%) Land $50,000 Building $608,000
2023	$2,979.00 (-29.29%)	$41,084 (-19.79%) Land $3,350 Building $37,734	$613,200 (-16.8%) Land $50,000 Building $563,200
2022	$4,213.00	$51,222 Land $3,475 Building $47,747	$737,000 Land $50,000 Building $687,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOVELAND serves 91,077 people · EPA ID CO0135485
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loveland Pulse Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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