Larimer County property record for 118 E 3rd St, Loveland, CO 80537
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,682 sqft · built 1890 |
| Lot Size | 0.146 acres (6,336 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $168,500 (Dec 2003) |
| Tax Bill | $2,378 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 95133-47-005 |
| Primary APN | 95133-47-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,682 sqft Living Area |
| Interior Walls | Plaster |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Hip |
| Lot Area | 6,336 sqft (0.146 acres) |
| View / Lot | Alley |
| Porch | Open Slab |
| Porch Area | 564 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R0446335 |
|---|---|
| Street Address | 118 E 3RD ST |
| City | LOVELAND |
| State | CO |
| Zip | 80537-5540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BE |
| Legal Description | W 11 FT OF LOT 9, ALL OF 10 & E 10 FT OF LOT 11, BLK 20, LOV |
| Legal Range | 69W |
| Legal Township | 5N |
| Legal Section | 13 |
| Legal Subdivision | LOV BLK 20 |
| Legal Block | 20 |
| Legal Lot Number | 9,11 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | LOVELAND |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 2007 |
118 E 3rd St is owned and occupied by two individuals who bought it in December 2003.
Source: Larimer County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 118 E 3RD ST, LOVELAND, CO 80537-5540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2003 · Amount on File |
| Deed Sale | Dec 1, 2003 · Amount on File |
| Prior Sale | Dec 15, 1999 · Amount on File |
| Deed Document Number | 2003149740 |
| Prior Transfer Date | Sep 2, 1997 |
| Prior Transfer Doc | 0000059723 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 118 E 3rd St was $2,378, up 17.3% from the year before.
Source: Larimer County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Municipality | Loveland City |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,378.00 (+17.32%) | $27,006 Land $2,500 Building $24,506 | $432,100 Land $40,000 Building $392,100 |
| 2024 | $2,027.00 (+3.05%) | ||
| 2023 | $1,967.00 (+16.18%) | $28,388 (+37.9%) Land $2,680 Building $25,708 | $423,700 (+43.05%) Land $40,000 Building $383,700 |
| 2022 | $1,693.00 | $20,586 Land $2,780 Building $17,806 | $296,200 Land $40,000 Building $256,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 118 E 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 118 E 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOVELAND serves 91,077 people · EPA ID CO0135485 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Loveland Pulse Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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