Winona County property record for 28493 Sinclair Rd, Saint Charles, MN 55972
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,288 sqft · built 1997 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (Jun 2018) |
| Tax Bill | $3,318 (2026) |
| Deeds & Mortgages | Jun 2018 Sale Dec 2017 Mortgage + 1 more |
| APN | 14.000.0321 |
| Primary APN | 14.000.0321 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Log |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Porch | Porch |
| Porch Area | 96 sqft |
| Deck Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 28493 SINCLAIR RD |
|---|---|
| City | SAINT CHARLES |
| State | MN |
| Zip | 55972-4003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ANR |
| Legal Description | SECT-05 TWP-105 RANGE-010 4.00 AC 4 ACRES NW 1/4 SE 1/4 COMMENCING AT POINT ON CENTER- LINE TWP RD WHICH IS 300' SOUTH OF |
| Legal Range | 010 |
| Legal Township | 105 |
| Legal Section | 05 |
| Jurisdiction | WINONA MN |
| Township / Civil Division | SARATOGA |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 671000 |
Source: Winona County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28493 SINCLAIR RD, SAINT CHARLES, MN 55972-4003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 6, 2018 | Warranty Deed, Transfer |
| Dec 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FORESIGHT BANK |
| Sep 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FORESIGHT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2018 · Amount on Record |
| Deed Sale | Jun 6, 2018 · Amount on Record |
| Prior Sale | Jun 5, 2018 · Amount on Record |
| Deed Document Number | 2018610500 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Jun 6, 2018 |
| Property Address | 28493 SINCLAIR RD, SAINT CHARLES, MN 55972-4003 |
| Document Number | 610500 |
| Instrument Date | Jun 5, 2018 |
| Instrument | 610500 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $940.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28493 SINCLAIR RD, SAINT CHARLES, MN 55972-4003 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 28493 SINCLAIR RD, SAINT CHARLES, MN 55972-4003 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 607406 |
|---|---|
| Date | Dec 21, 2017 |
| Instrument | 607406 |
| Name | FORESIGHT BANK |
|---|---|
| Type | Bank |
| Address | PLAINVIEW, MN 55964 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Oct 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 28493 SINCLAIR RD, SAINT CHARLES, MN 55972-4003 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 605328 |
|---|---|
| Date | Sep 12, 2017 |
| Instrument | 605328 |
| Name | FORESIGHT BANK |
|---|---|
| Type | Bank |
| Address | PLAINVIEW, MN 55964 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2032 |
Source: Winona County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| County Subdivision | Saratoga Township |
| Unified School District | St. Charles Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,318.00 (+10.53%) | ||
| 2025 | $412,800 (+8.09%) Land $95,200 Building $317,600 | $412,800 (+8.09%) Land $95,200 Building $317,600 | |
| 2023 | $3,002.00 Homeowner's exemption | $381,900 Land $85,000 Building $296,900 | $381,900 Land $85,000 Building $296,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 37 (1982–2007) |
| Claims Outside the SFHA | 2 of 37 |
| Most Recent Claim | Aug 2007 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| Hiawatha Broadband Communications Fixed Wireless | 100 / 20 |
| Mediacom Xtream Fixed Wireless | 100 / 20 |
| CenturyLink DSL | 10 / 1 |
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