Winona County property record for 28179 Sinclair Rd, Saint Charles, MN 55972 · Last verified April 2026
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 4 bd · 1 ba · 1,812 sqft · built 1880 |
| Lot Size | 159 acres (6,949,998 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,894 (2026) |
| Deeds & Mortgages | Aug 2021 Transfer Jan 2019 Mortgage + 1 more |
| APN | 14.000.0300 |
| Primary APN | 14.000.0300 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,812 sqft Total Area |
| 1st Floor Area | 432 sqft |
| Basement Area | 432 sqft |
| Unfinished Basement | 432 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Metal |
| Construction Type | Metal Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,949,998 sqft (159 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 422 sqft |
| Deck Area | 824 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 28179 SINCLAIR RD |
|---|---|
| City | SAINT CHARLES |
| State | MN |
| Zip | 55972-4005 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | SECT-05 TWP-105 RANGE-010 159.55 AC N 1/2 NE 1/4 N 1/2 NW 1/4 EX: NW 1/4 NW 1/4 141'X 212' X 209' X 209' EX: .76 AC NW 1/4 NW |
| Legal Range | 010 |
| Legal Township | 105 |
| Legal Section | 05 |
| Jurisdiction | WINONA MN |
| Township / Civil Division | SARATOGA |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 671000 |
Source: Winona County records · APN 14.000.0300
Assessment roll updated August 5, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28181 SINCLAIR RD, SAINT CHARLES, MN 55972-4005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Jan 15, 2019 | Deed of Trust, Mortgage · ARM MERCHANTS BANK NA |
| Feb 22, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Aug 12, 2021 |
| Property Address | 28179 SINCLAIR RD, SAINT CHARLES, MN 55972-4005 |
| Document Number | 636088 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 636088 |
| Transaction Type | Transfer |
| Record Updated | Sep 02, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28181 SINCLAIR RD, SAINT CHARLES, MN 55972-4005 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 28179 SINCLAIR RD, SAINT CHARLES, MN 55972-4005 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 614822 |
|---|---|
| Date | Jan 15, 2019 |
| Instrument | 614822 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | WINONA, MN 55987 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.35% |
| Type Change Date | Feb 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 7.35% |
| Index | 1-Year CMT |
| Max Rate | 11.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Feb 22, 2017 |
| Property Address | 28179 SINCLAIR RD, SAINT CHARLES, MN 55972-4005 |
| Document Number | 601141 |
| Instrument Date | Jan 26, 2017 |
| Instrument | 601141 |
| Transaction Type | Transfer |
| Record Updated | Jul 05, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28181 SINCLAIR RD, SAINT CHARLES, MN 55972-4005 |
Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| County Subdivision | Saratoga Township |
| Unified School District | St. Charles Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,894.00 (+16.91%) | ||
| 2025 | $1,961,600 (+21.71%) Land $1,456,800 Building $504,800 | $1,961,600 (+21.71%) Land $1,456,800 Building $504,800 | |
| 2023 | $6,752.00 Homeowner's exemption | $1,611,700 Land $1,141,100 Building $470,600 | $1,611,700 Land $1,141,100 Building $470,600 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271696710001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 37 (1982–2007) |
| Claims Outside the SFHA | 2 of 37 |
| Most Recent Claim | Aug 2007, rainfall accumulation, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fixed Wireless | 300 / 20 |
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
| Hiawatha Broadband Communications | Fixed Wireless (unlicensed) | 100 / 20 |
| Lumen Technologies | DSL | 10 / 1 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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