Winona County property record for 27981 Sinclair Rd, Saint Charles, MN 55972
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,341 sqft · built 1890 |
| Lot Size | 4.7 acres (204,732 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (Dec 2022) |
| Tax Bill | $2,268 (2026) |
| Deeds & Mortgages | Dec 2022 Sale & Line of Credit Dec 2019 Sale & Line of Credit + 1 more |
| APN | 13.000.2761 |
| Primary APN | 13.000.2761 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,341 sqft Living Area |
| 1st Floor Area | 210 sqft |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Metal |
| Construction Type | Metal Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 204,732 sqft (4.7 acres) |
| Garage Type | Detached |
| Garage Area | 724 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 300 sqft |
| Shed | 1 Shed |
| Shed Area | 60 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Street Address | 27981 SINCLAIR RD |
|---|---|
| City | SAINT CHARLES |
| State | MN |
| Zip | 55972-4006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ANR |
| Legal Description | SECT-32 TWP-106 RANGE-010 4.70 AC 4.70 ACRES IN SE 1/4 SE 1/4 BEING S 210' OF E 975' SE 1/4 SE 1/4 |
| Legal Range | 010 |
| Legal Township | 106 |
| Legal Section | 32 |
| Jurisdiction | WINONA MN |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 671000 |
Source: Winona County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 27981 SINCLAIR RD, SAINT CHARLES, MN 55972-4006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2022 | Warranty Deed, Transfer · Line of Credit MERCHANTS BANK NA |
| Dec 3, 2019 | Warranty Deed, Transfer · Line of Credit MANUFACTURERS BANK & TRUST CO |
| Oct 30, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2022 · Amount on Record |
| Deed Sale | Dec 30, 2022 · Amount on Record |
| Prior Sale | Dec 3, 2019 · Amount on Record |
| Deed Document Number | 2022646950 |
| Prior Transfer Date | Oct 21, 2019 |
| Prior Transfer Doc | 620488 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Dec 30, 2022 |
| Property Address | 27981 SINCLAIR RD, SAINT CHARLES, MN 55972-4006 |
| Document Number | 000A646950 |
| Instrument Date | Dec 29, 2022 |
| Instrument | A646950 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,056.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 27981 SINCLAIR RD, SAINT CHARLES, MN 55972-4006 |
| Investor | Possibly a Property Investor |
| Document Number | 000A646951 |
|---|---|
| Date | Dec 30, 2022 |
| Instrument | A646951 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jan 10, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Dec 3, 2019 |
| Property Address | 27981 SINCLAIR RD, SAINT CHARLES, MN 55972-4006 |
| Document Number | 621233 |
| Instrument Date | Nov 25, 2019 |
| Instrument | 621233 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,006.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 27981 SINCLAIR RD, SAINT CHARLES, MN 55972-4006 |
| Investor | Possibly a Property Investor |
| Document Number | 621234 |
|---|---|
| Date | Dec 3, 2019 |
| Instrument | 621234 |
| Name | MANUFACTURERS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Oct 30, 2019 |
| Property Address | 27981 SINCLAIR RD, SAINT CHARLES, MN 55972-4006 |
| Document Number | 620488 |
| Instrument Date | Oct 21, 2019 |
| Instrument | 620488 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27981 SINCLAIR RD, SAINT CHARLES, MN 55972-4006 |
Source: Winona County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,268.00 (+2.72%) Homeowner's exemption | $401,300 (+34.71%) Land $90,600 Building $310,700 | $401,300 (+34.71%) Land $90,600 Building $310,700 |
| 2025 | $297,900 (+0.98%) Land $90,600 Building $207,300 | $297,900 (+0.98%) Land $90,600 Building $207,300 | |
| 2023 | $2,208.00 Homeowner's exemption | $295,000 Land $90,600 Building $204,400 | $295,000 Land $90,600 Building $204,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 37 (1982–2007) |
| Claims Outside the SFHA | 2 of 37 |
| Most Recent Claim | Aug 2007 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| Hiawatha Broadband Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Mediacom Xtream Fixed Wireless | 100 / 20 |
| CenturyLink DSL | 60 / 5 |
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