2849 Ruth Rd, Madison, VA 22727 Property Records

Madison County property record for 2849 Ruth Rd, Madison, VA 22727

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,857 sqft · built 1995
Lot Size	19.3 acres (843,409 sqft)
Owner	Individual Name on File
Tax Bill	$5,430 (2026)
Flood Zone	Zone X (minimal risk)
APN	`39-27`

Property Details

APN / Parcel Number

Primary APN	`39-27`
Alternative APN	`9331`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,857 sqft Living Area
1st Floor Area	2,857 sqft
Basement Area	2,665 sqft
Finished Basement	2,636 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	843,409 sqft (19.3 acres)
Terrain	Rolling
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	64 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	9331
Street Address	2849 RUTH RD
City	MADISON
State	VA
Zip	22727-5013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	IN 220000148 19.362 AC 39-27 RT 652
Jurisdiction	MADISON VA
Township / Civil Division	RAPIDAN
Census Block Group	1
Census Block	1040
Census Tract	930201

Owner

2849 Ruth Rd is owned and occupied by an individual.

Source: Madison County records, as of August 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2849 RUTH RD, MADISON, VA 22727-5013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 2849 Ruth Rd was $5,430.

Source: Madison County assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Madison County
Unified School District	Madison County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,430.00	$1,024,600 Land $218,900 Building $805,700	$1,024,600 Land $218,900 Building $805,700
2023	$5,429.00	$733,700 Land $213,900 Building $519,800	$733,700 Land $213,900 Building $519,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2849 Ruth Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2849 Ruth Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20