Madison County property record for 2539 Ruth Rd, Madison, VA 22727
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,570 sqft · built 2020 |
| Lot Size | 11.7 acres (512,745 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,799 (2026) |
| Deeds & Mortgages | Nov 2022 Line of Credit Aug 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-28 |
| Primary APN | 39-28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,570 sqft Living Area |
| 1st Floor Area | 2,570 sqft |
| Basement Area | 1,836 sqft |
| Finished Basement | 1,836 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 512,745 sqft (11.7 acres) |
| Terrain | Rolling |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 669 sqft |
| Deck Area | 225 sqft |
| Shed | 1 Shed |
| Shed Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1649 |
|---|---|
| Street Address | 2539 RUTH RD |
| City | MADISON |
| State | VA |
| Zip | 22727-5012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | IN 190001135 11.771 AC 39-28 RT 652 |
| Jurisdiction | MADISON VA |
| Township / Civil Division | RAPIDAN |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 930201 |
2539 Ruth Rd is owned and occupied by two individuals.
Source: Madison County records, as of August 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2539 RUTH RD, MADISON, VA 22727-5012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Aug 12, 2019 | Deed, Transfer |
| Apr 17, 2019 | Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON VA |
| Property Address | 2539 RUTH RD, MADISON, VA 22727-5012 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0220001746 |
|---|---|
| Date | Nov 29, 2022 |
| Instrument | 220001746 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON VA |
| Recording Date | Aug 12, 2019 |
| Property Address | 2539 RUTH RD, MADISON, VA 22727-5012 |
| Document Number | 0190001135 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 190001135 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 13000 GREENWOOD RD, ORANGE, VA 22960-1959 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON VA |
| Recording Date | Apr 17, 2019 |
| Property Address | 2539 RUTH RD, MADISON, VA 22727-5012 |
| Document Number | 0190000529 |
| Instrument Date | Apr 10, 2019 |
| Instrument | 190000529 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13000 GREENWOOD RD, ORANGE, VA 22960-1959 |
The 2026 property tax bill for 2539 Ruth Rd was $4,799.
Source: Madison County assessment roll, as of August 28, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Madison County |
| Unified School District | Madison County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,799.00 | $961,000 Land $158,200 Building $802,800 | $961,000 Land $158,200 Building $802,800 |
| 2023 | $3,862.00 | $579,400 Land $148,200 Building $431,200 | $579,400 Land $148,200 Building $431,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2539 Ruth Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2539 Ruth Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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