Madison County property record for 3687 Ruth Rd, Madison, VA 22727
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,920 sqft · built 1976 |
| Lot Size | 8.84 acres (385,070 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $420,000 (Mar 2019) |
| Tax Bill | $2,762 (2023) |
| Deeds & Mortgages | Mar 2019 Sale & Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 38--40 |
| Primary APN | 38--40 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 385,070 sqft (8.84 acres) |
| Terrain | Rolling |
| Porch | Porch |
|---|---|
| Porch Area | 480 sqft |
| Shed | 1 Shed |
| Canopy | 576 sqft |
| Stable | 1,728 sqft |
| Cooling System | None |
|---|---|
| Heating System | Space Heater |
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 2479 |
|---|---|
| Old Parcel Number | 38- -40 |
| Street Address | 3687 RUTH RD |
| City | MADISON |
| State | VA |
| Zip | 22727-5094 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C1 |
| Legal Description | IN 190000423 8.840 AC 38-40 RT 652 |
| Jurisdiction | MADISON VA |
| Township / Civil Division | RAPIDAN |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 930201 |
Source: Madison County records, as of December 13, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3687 RUTH RD, MADISON, VA 22727-5094 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2019 | Deed, Transfer · Conventional Mortgage FARM CREDIT OF THE VIRGINIAS |
| Mar 12, 2018 | Deed, Transfer · Seller Carry-Back TERESA A HARRIS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2019 · Amount on Record |
| Deed Sale | Mar 27, 2019 · Amount on Record |
| Prior Sale | Mar 12, 2018 |
| Deed Document Number | 0190000423 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON VA |
| Recording Date | Mar 27, 2019 |
| Property Address | 3687 RUTH RD, MADISON, VA 22727-5094 |
| Document Number | 0190000423 |
| Instrument Date | Mar 25, 2019 |
| Instrument | 190000423 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3687 RUTH RD, MADISON, VA 22727-5094 |
| Document Number | 0190000424 |
|---|---|
| Date | Mar 27, 2019 |
| Instrument | 190000424 |
| Name | FARM CREDIT OF THE VIRGINIAS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON VA |
| Recording Date | Mar 12, 2018 |
| Property Address | 3687 RUTH RD, MADISON, VA 22727-5094 |
| Document Number | 0180000288 |
| Instrument Date | Mar 5, 2018 |
| Instrument | 180000288 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2023 |
| Title Company | SETTLEMENTS LIMITED, SETTLEMENTS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2687 RUTH RD, MADISON, VA 22727-5080 |
| Document Number | 0180000289 |
|---|---|
| Date | Mar 12, 2018 |
| Instrument | 180000289 |
| Name | TERESA A HARRIS |
|---|---|
| Type | Seller |
| Address | 106 SANGERS LN, STAUNTON, VA 24401 |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Madison County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | Virginia |
| County | Madison County |
| Unified School District | Madison County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,762.00 | $373,300 Land $124,700 Building $248,600 | $373,300 Land $124,700 Building $248,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
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