2848 Pine Grove Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 2848 Pine Grove Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,638 sqft · built 1912
Lot Size	0.094 acres (4,138 sqft)
Owner	2 Individual Names on Record
Last Sale	$369,900 (Sep 2020)
Tax Bill	$7,965 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Aug 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-0005-0125-00`

Property Details

APN / Parcel Number

Primary APN	`040-0005-0125-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,638 sqft Living Area
1st Floor Area	1,058 sqft
2nd Floor Area	580 sqft
Upper Floors Area	580 sqft
Basement Area	644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,138 sqft (0.094 acres)
Lot Dimensions	119 ft deep x 35 ft wide
Porch	Porch
Porch Area	161 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2848 PINE GROVE AVE
City	CINCINNATI
State	OH
Zip	45208-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2848 PINE GROVE AVE 35 X 119.50 PT LOT 4 MORTONS SUB
Legal Subdivision	MORTONS SUB
Legal Lot Number	4
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1008
Census Tract	5000

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2848 PINE GROVE AVE, CINCINNATI, OH 45208-1423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Warranty Deed, Transfer · Conventional Mortgage STOCKYARD BK&TR
Aug 25, 2020	Deed of Trust, Construction Loan · Construction Mortgage EAGLE SVGS BK
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage CINCINNATI FED'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2020 · Amount on Record
Deed Sale	Sep 14, 2020 · Amount on Record
Prior Sale	Jun 30, 2016 · Amount on Record
Deed Document Number	0000093201
Deed Book / Page	014252 / 004020
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 14, 2020
Property Address	2848 PINE GROVE AVE, CINCINNATI, OH 45208-1423
Document Number	0000093201
Book / Page	014252 / 004020
Instrument Date	Sep 4, 2020
Instrument	93201
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2848 PINE GROVE AVE CINCINNATI OH 452081423, CINCINNATI, OH 45208-1423

Mortgage

Document Number	93202
Date	Sep 14, 2020
Book Page	014252/004022
Instrument	93202

Lender

Name	STOCKYARD BK&TR
Type	Bank
Address	LOUISVILLE, KY 40206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2050

August 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Aug 25, 2020
Property Address	2848 PINE GROVE AVE, CINCINNATI, OH 45208-1423
Document Number	0000085249
Book / Page	014239 / 002002
Instrument Date	Aug 20, 2020
Instrument	85249
Transaction Type	Construction Loan
Record Updated	Nov 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2848 PINE GROVE AVE CINCINNATI OH 452081423, CINCINNATI, OH 45208-1423

Mortgage

Document Number	0000085249
Date	Aug 25, 2020
Book Page	014239/002002
Instrument	85249

Lender

Name	EAGLE SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45248

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 24, 2021

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2848 PINE GROVE AVE, CINCINNATI, OH 45208-1423
Document Number	0000054213
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2848 PINE GROVE AVE CINCINNATI OH 452081423, CINCINNATI, OH 45208-1423

Mortgage

Document Number	0000054213
Date	Jun 9, 2020
Book Page	014185/002630
Instrument	54213

Lender

Name	CINCINNATI FED'L
Address	CINCINNATI, OH 45255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,965.00 (+3.15%)	$129,465 (-) Land $57,001 Building $72,464
2024	$7,722.00 (-2.22%)	$129,465 (-) Land $57,001 Building $72,464
2023	$7,897.00 (+0.37%)	$129,465 (+11.89%) Land $57,001 Building $72,464	$369,900 (+11.89%) Land $162,860 Building $207,040
2022	$7,868.00 Homeowner's exemption	$115,711 Land $41,626 Building $74,085
2020			$330,600 Land $118,930 Building $211,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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