2840 Pine Grove Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 2840 Pine Grove Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,836 sqft · built 1913
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Jun 2021)
Tax Bill	$6,895 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-0005-0122-00`

Property Details

APN / Parcel Number

Primary APN	`040-0005-0122-00`
Alternative APN	`0089684`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,836 sqft Living Area
Gross Area	2,754 sqft
1st Floor Area	918 sqft
2nd Floor Area	918 sqft
Basement Area	918 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	119 ft deep x 42 ft wide
Porch	Porch
Porch Area	189 sqft
Patio Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2840 PINE GROVE AVE
City	CINCINNATI
State	OH
Zip	45208-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	2840 PINE GROVE AVE 42 X 119.59 IRR PT LOT 4 H MORTEN SUB
Legal Subdivision	MORTEN SUB
Legal Lot Number	4
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1008
Census Tract	5000

Owner

2840 Pine Grove Ave is owned and occupied by an individual who bought it in June 2021.

Source: Hamilton County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	2840 PINE GROVE AVE, CINCINNATI, OH 45208-1423
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Mar 8, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 23, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2021 · Amount on File
Deed Sale	Jun 23, 2021 · Amount on File
Prior Sale	Jun 27, 2014 · Amount on File
Deed Document Number	202176306
Deed Book / Page	14444 / 1188
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2840 PINE GROVE AVE, CINCINNATI, OH 45208-1423
Transaction Type	Mortgage
Record Updated	Mar 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009095
Date	Feb 7, 2023
Book Page	14848/71
Instrument	2023-0009095

Lender

Name	TRUIST BANK
Type	Bank
Address	WINSTON SALEM, NC 27101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 17, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2840 PINE GROVE AVE, CINCINNATI, OH 45208-1423
Transaction Type	Mortgage
Record Updated	Apr 25, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2840 PINE GROVE AVE, CINCINNATI, OH 45208-1423

Mortgage

Document Number	0000024976
Date	Mar 8, 2022
Book Page	14619/2376
Instrument	2022-0024976

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Feb 18, 2023

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 23, 2021
Property Address	2840 PINE GROVE AVE, CINCINNATI, OH 45208-1423
Document Number	0000076306
Book / Page	14444 / 1188
Instrument Date	Jun 1, 2021
Instrument	2021-0076306
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2840 PINE GROVE AVE, CINCINNATI, OH 45208-1423

Mortgage

Document Number	0000076307
Date	Jun 23, 2021
Book Page	14444/1191
Instrument	2021-0076307

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2840 Pine Grove Ave was $6,895, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,895.00 (+3.14%)	$112,001 (+%) Land $68,401 Building $43,600	$320,000 Land $195,430 Building $124,570
2024	$6,685.00 (-2.21%)	$111,999 (-) Land $68,400 Building $43,599
2023	$6,836.00 (-0.75%)	$111,999 (+10.64%) Land $68,400 Building $43,599	$320,000 Land $195,430 Building $124,570
2022	$6,888.00 Homeowner's exemption	$101,224 Land $49,956 Building $51,268
2020			$289,210 Land $142,730 Building $146,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2840 Pine Grove Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2840 Pine Grove Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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