San Luis Obispo County property record for 2845 Cottage Ln, Paso Robles, CA 93446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,605 sqft · built 2006 |
| Lot Size | 0.069 acres (2,993 sqft) |
| Owner | Individual Name on File |
| Last Sale | $369,500 (Oct 2005) |
| Tax Bill | $6,111 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 025-802-003 |
| Primary APN | 025-802-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,605 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Wood |
| Lot Area | 2,993 sqft (0.069 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 2845 COTTAGE LN |
|---|---|
| City | PASO ROBLES |
| State | CA |
| Zip | 93446-6381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CY PR TR 2376 LT 18 |
| Legal Subdivision | TRACT 2376 |
| Legal Tract | 2376 |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | PASO ROBLES |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 10207 |
Source: San Luis Obispo County records · APN 025-802-003
Assessment roll updated August 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2845 COTTAGE LN, PASO ROBLES, CA 93446-6381 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 17, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage KD CAPITAL MORTGAGE CORPORATION |
| Mar 11, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 21, 2005 · Amount on Record |
| Deed Sale | Oct 21, 2005 · Amount on Record |
| Deed Document Number | 200588760 |
| Last Transfer Date | Nov 12, 2020 |
| Transfer Doc | 0000066916 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Apr 13, 2026 |
| Property Address | 2845 COTTAGE LN, PASO ROBLES, CA 93446-6381 |
| Document Number | 0000011027 |
| Instrument Date | Apr 08, 2026 |
| Instrument | 202611027 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 2845 COTTAGE LN, PASO ROBLES, CA 93446-6381 |
| Document Number | 0000011027, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 202611027 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2845 COTTAGE LN, PASO ROBLES, CA 93446-6381 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2845 COTTAGE LN, ADELAIDE, CA 93446-6381 |
| Document Number | 0000071599 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 2021071599 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Nov 17, 2020 |
| Property Address | 2845 COTTAGE LN, PASO ROBLES, CA 93446-6381 |
| Document Number | 0000066916 |
| Map Reference | MB 19 PG 72 |
| Instrument Date | Nov 12, 2020 |
| Instrument | 2020066916 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2845 COTTAGE LN, PASO ROBLES, CA 93446-6381 |
| Document Number | 0000066917 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 2020066917 |
| Name | KD CAPITAL MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 11, 2019 |
| Property Address | 2845 COTTAGE LN, PASO ROBLES, CA 93446-6381 |
| Document Number | 0000008370 |
| Instrument Date | Mar 06, 2019 |
| Instrument | 8370 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2845 COTTAGE LN PASO ROBLES CA 934466381, PASO ROBLES, CA 93446-6381 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | El Paso De Robles (Paso Robles) City |
| Unified School District | Paso Robles Joint Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,111.00 (+2.09%) Homeowner's exemption | $504,933 (+4.04%) Land $204,978 Building $299,955 |
| 2024 | $5,986.00 (+2.29%) | |
| 2023 | $5,852.00 (+2.27%) Homeowner's exemption | $485,327 Land $197,019 Building $288,308 |
| 2022 | $5,722.00 |
Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Ranch WiFi Fixed Wireless | 100 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 216 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PASO ROBLES WATER DIVISION serves 31,176 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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