San Luis Obispo County property record for 2846 Cottage Ln, Paso Robles, CA 93446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,605 sqft · built 2005 |
| Lot Size | 0.068 acres (2,993 sqft) |
| Owner | Owner Name on File |
| Last Sale | $379,000 (Nov 2005) |
| Tax Bill | $6,332 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 025-803-025 |
| Primary APN | 025-803-025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,605 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Construction Type | Concrete |
| Lot Area | 2,993 sqft (0.068 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 025397065 |
|---|---|
| Street Address | 2846 COTTAGE LN |
| City | PASO ROBLES |
| State | CA |
| Zip | 93446-6381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CY PR TR 2376 LT 65 |
| Legal Tract | 2376 |
| Legal Lot Number | 65 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | PASO ROBLES |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 10207 |
Source: San Luis Obispo County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 2442 ALLISON CIR, VALPARAISO, IN 46383-3973 |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 10, 2005 · Amount on Record |
| Deed Sale | Nov 10, 2005 · Amount on Record |
| Deed Document Number | 2005095231 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2846 COTTAGE LN, PASO ROBLES, CA 93446-6381 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2026 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|---|
| Address | 3355 EL POMAR DR, TEMPLETON, CA 93465-8332 |
| Document Number | 0000038959 |
|---|---|
| Date | Dec 18, 2025 |
| Instrument | 2025038959 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | May 30, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Luis Obispo County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | El Paso De Robles (Paso Robles) City |
| Unified School District | Paso Robles Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,332.00 (+4.32%) | $517,917 (+4.04%) Land $204,978 Building $312,939 |
| 2023 | $6,070.00 (+2.24%) | $497,807 Land $197,019 Building $300,788 |
| 2022 | $5,937.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PASO ROBLES WATER DIVISION serves 31,176 people · EPA ID CA4010007 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Ranch WiFi Fixed Wireless | 100 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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