St. Louis County property record for 2847 Cedar Lake Rd, Ely, MN 55731 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,664 sqft |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $144,393 (Nov 2014) |
| Tax Bill | $4,060 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 465-0020-03704 |
| Primary APN | 465-0020-03704 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,664 sqft Gross Area |
| 1st Floor Area | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Rustic |
|---|---|
| Exterior Material | Logs |
| Construction Type | Frame |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 1,424 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 105 sqft |
| Deck Area | 42 sqft |
| Storage Building | 96 sqft |
| Pole Barn | 520 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1163130 |
|---|---|
| Street Address | 2847 CEDAR LAKE RD |
| City | ELY |
| State | MN |
| Zip | 55731-8106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E1/2 OF E1/2 OF NW1/4 OF NW1/4 SERIAL # |
| Legal Range | 12W |
| Legal Township | 63N |
| Legal Section | 24 |
| Legal Subdivision | MORSE TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MORSE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 15401 |
Source: St. Louis County records · APN 465-0020-03704
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2847 CEDAR LAKE RD, ELY, MN 55731-8106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · Non-Conforming Investor Loan ELY AREA CU |
| Mar 11, 2024 | Intrafamily Transfer, Transfer · Conventional Mortgage FILO MORTGAGE LLC |
| Nov 16, 2017 | Deed of Trust, Mortgage · Conventional with PMI FIRST INTERNET BK/IN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 06, 2014 · Amount on Record |
| Deed Sale | Nov 06, 2014 · Amount on Record |
| Prior Sale | Sep 22, 2014 · Amount on Record |
| Deed Document Number | 20141249320 |
| Last Transfer Date | Mar 01, 2024 |
| Transfer Doc | 0001484243 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2847 CEDAR LAKE RD, ELY, MN 55731-8106 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2847 CEDAR LAKE RD, ELY, MN 55731-8106 |
| Document Number | 0001529589 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 1529589 |
| Name | ELY AREA CU |
|---|---|
| Type | Credit Union |
| Address | ELY, MN 55731 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 11, 2024 |
| Property Address | 2847 CEDAR LAKE RD, ELY, MN 55731-8106 |
| Document Number | 0001484243 |
| Instrument Date | Mar 01, 2024 |
| Instrument | 1484243 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2024 |
| Title Company | NOT AVAILABLE, SUMMIT SETTLEMENT SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2847 CEDAR LAKE RD, ELY, MN 55731-8106 |
| Document Number | 0001484244 |
|---|---|
| Date | Mar 11, 2024 |
| Instrument | 1484244 |
| Name | FILO MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2847 CEDAR LAKE RD, ELY, MN 55731-8106 |
| Document Number | 00A1322789 |
| Instrument Date | Nov 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2847 CEDAR LAKE RD ELY MN 557318106, ELY, MN 55731-8106 |
| Document Number | 00A1322789 |
|---|---|
| Date | Nov 22, 2017 |
| Instrument | A1322789 |
| Name | FIRST INTERNET BK/IN |
|---|---|
| Type | Bank |
| Address | FISHERS, IN 46037 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 21, 2032 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Morse Township |
| Unified School District | Ely Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,060.00 (+287.4%) Homeowner's exemption | ||
| 2025 | $1,048.00 (-22.14%) Homeowner's exemption | $639,400 (+249.4%) Land $67,800 Building $571,600 | $639,400 (+249.4%) Land $67,800 Building $571,600 |
| 2024 | $1,346.00 | $183,000 (+12.55%) Land $63,900 Building $119,100 | $183,000 (+12.55%) Land $63,900 Building $119,100 |
| 2022 | $162,600 Land $53,000 Building $109,600 | $162,600 Land $53,000 Building $109,600 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 78% of the US · above 92% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 370 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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