2798 Cedar Lake Rd, Ely, MN 55731 Property Records

St. Louis County property record for 2798 Cedar Lake Rd, Ely, MN 55731

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,120 sqft
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on Record
Tax Bill$1,372 (2026)
Deeds & MortgagesOct 2025 Transfer
Flood ZoneZone X (minimal risk)
APN465-0020-03703

Property Details

APN / Parcel Number

Primary APN465-0020-03703
Alternative APNs
  • 1065845
  • 44985

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,120 sqft Gross Area
1st Floor Area1,120 sqft
Basement Area336 sqft
Finished Basement336 sqft

Exterior

Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Lot Area217,800 sqft (5 acres)
Garage Area672 sqft

Exterior Amenities

Deck Area589 sqft
Storage Building128 sqft
Pole Barn936 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil

Location & Zoning

Account Number1065845
Street Address2798 CEDAR LAKE RD
CityELY
StateMN
Zip55731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNS
Legal DescriptionNW1/4 OF SW1/4 OF NW1/4 EX E1/2 SERIAL #
Legal Range12W
Legal Township63N
Legal Section24
Legal SubdivisionMORSE TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionMORSE
Census Block Group1
Census Block1007
Census Tract15401

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 506, ELY, MN 55731-0506
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 25, 2025
Transfer Doc0001519550
Record UpdatedSep 20, 2026

October 2025: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionST LOUIS MN
Recording DateOct 3, 2025
Property Address2798 CEDAR LAKE RD, ELY, MN 55731
Document Number0001519549
Instrument DateSep 25, 2025
Instrument1519549
Transaction TypeTransfer
Record UpdatedOct 24, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 506, ELY, MN 55731-0506

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionMorse Township
Unified School DistrictEly Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,372.00 (+0.73%) Homeowner's exemption
2025$1,362.00 (-15.82%) Homeowner's exemption$245,000 (+14.65%) Land $51,000 Building $194,000$245,000 (+14.65%) Land $51,000 Building $194,000
2024$1,618.00$213,700 (+15.14%) Land $48,200 Building $165,500$213,700 (+15.14%) Land $48,200 Building $165,500
2022$185,600 Land $40,400 Building $145,200$185,600 Land $40,400 Building $145,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 90% of Minnesota
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Treehouse Broadband
Fixed Wireless
900 / 500
Frontier
DSL
90 / 5

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Lake Rd

Nearby Streets

Search Property Records by Address or Parcel Number