St. Louis County property record for 2826 Cedar Lake Rd, Ely, MN 55731
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,920 sqft |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,016 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 465-0020-03701 |
| Primary APN | 465-0020-03701 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,920 sqft Gross Area |
| 1st Floor Area | 1,920 sqft |
| Basement Area | 480 sqft |
| Finished Basement | 480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Ranch |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 1,280 sqft |
| Deck Area | 80 sqft |
| Pole Barn | 1,200 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 52928 |
|---|---|
| Street Address | 2826 CEDAR LAKE RD |
| City | ELY |
| State | MN |
| Zip | 55731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | E1/2 OF NW1/4 OF SW1/4 OF NW1/4 SERIAL # |
| Legal Range | 12W |
| Legal Township | 63N |
| Legal Section | 24 |
| Legal Subdivision | MORSE TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MORSE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 15401 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 671, ELY, MN 55731-0671 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2826 CEDAR LAKE RD, ELY, MN 55731 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001425539 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 1425539 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Morse Township |
| Unified School District | Ely Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,016.00 (+1.21%) Homeowner's exemption | ||
| 2025 | $2,980.00 (-3.56%) Homeowner's exemption | $431,000 (+15.77%) Land $54,400 Building $376,600 | $431,000 (+15.77%) Land $54,400 Building $376,600 |
| 2024 | $3,090.00 | $372,300 (+19.1%) Land $51,400 Building $320,900 | $372,300 (+19.1%) Land $51,400 Building $320,900 |
| 2022 | $312,600 Land $42,900 Building $269,700 | $312,600 Land $42,900 Building $269,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 91% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Treehouse Broadband Fixed Wireless | 900 / 500 |
| Frontier DSL | 90 / 5 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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