2845 Lower Bellbrook Rd, Spring Valley, OH 45370 Property Records

Greene County property record for 2845 Lower Bellbrook Rd, Spring Valley, OH 45370

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,304 sqft · built 1994
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on File
Last Sale$55,000 (Mar 1994)
Tax Bill$11,710 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNL322024029

Property Details

APN / Parcel Number

Primary APNL322024029
Alternative APN
  • L32-0002-0024.0-0029.00

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,304 sqft Living Area
1st Floor Area1,904 sqft
Basement Area1,904 sqft
Unfinished Basement1,904 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Lot Area217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2845 LOWER BELLBROOK RD
CitySPRING VALLEY
StateOH
Zip45370-8762
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2566 2845 LOWER BELLBROOK RD
Legal SubdivisionBELLBROOK
JurisdictionGREENE OH
Township / Civil DivisionSUGARCREEK
Census Block Group2
Census Block2001
Census Tract220102

Owner

2845 Lower Bellbrook Rd is owned and occupied by an individual who acquired it in July 2023.

Source: Greene County records, as of July 21, 2026

Owner of RecordIndividual Name on File
Mailing Address2845 LOWER BELLBROOK RD, SPRING VALLEY, OH 45370-8762
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 2, 1994 · Amount on File
Deed SaleMar 2, 1994 · Amount on File
Last Transfer DateJul 27, 2023
Transfer Doc0000010786
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENE OH
Property Address2845 LOWER BELLBROOK RD, SPRING VALLEY, OH 45370-8762
Document Number0000000756
Instrument DateDec 14, 2020
Transaction TypeMortgage
Record UpdatedJan 28, 2021
Title CompanyLANDMARK TITLE, LANDMARK TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2845 LOWER BELLBROOK RD SPRING VALLEY OH 453708762, SPRING VALLEY, OH 45370-8762

Mortgage

Document Number0000000756
DateJan 12, 2021
Instrument756
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 11, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 2845 Lower Bellbrook Rd was $11,710, up 1.3% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyGreene County
County SubdivisionSugarcreek Township
Unified School DistrictBellbrook-Sugarcreek Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,710.00 (+1.33%)$209,010 (-) Land $45,740 Building $163,270
2024$11,556.00 (-0.36%)$209,010 (-) Land $45,740 Building $163,270
2023$11,598.00 (+6.85%)$209,010 (+29.44%) Land $45,740 Building $163,270$597,160 Land $130,680 Building $466,480
2022$10,854.00$161,470 Land $41,580 Building $119,890
2020$461,350 Land $118,800 Building $342,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2845 Lower Bellbrook Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2845 Lower Bellbrook Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: altafiber Network Solutions.

Nearby Properties on Lower Bellbrook Rd

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