St. Clair County property record for 2845 Fruit St, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,764 sqft |
| Lot Size | 0.587 acres (25,570 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,210 (2025) |
| Deeds & Mortgages | Jul 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-442-0060-100 |
| Primary APN | 74-14-442-0060-100 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,764 sqft Living Area |
| 1st Floor Area | 1,764 sqft |
| Lot Area | 25,570 sqft (0.587 acres) |
|---|---|
| Lot Dimensions | 216 ft deep x 118 ft wide |
| Garage Area | 1,778 sqft |
| Parking Spaces | 6 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2845 FRUIT ST |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | THAT PART OF LOT 237 DESCRIBED AS: BEG S 88D 6M 51S W 294.31' FROM NE LOT COR, TH S 88D 6M 51S W 118', TH S 3D 16M 9S E |
| Legal Subdivision | SUPERVISOR ROY T GILBERTS PLAT #2 |
| Legal Lot Number | 237 |
| Legal Unit | 237 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 646000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2845 FRUIT ST, CLAY, MI 48001-4610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 14, 2006 |
| Transfer Doc | 003653/958 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 1, 2019 |
| Property Address | 2845 FRUIT ST, CLAY, MI 48001-4610 |
| Document Number | 0050700891 |
| Book / Page | 005070 / 000891 |
| Instrument Date | Jun 27, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2845 FRUIT ST CLAY MI 480014610, CLAY, MI 48001-4610 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $188,700 (+13.4%) | $377,400 (+13.4%) | |
| 2025 | $3,210.00 (+2.26%) Homeowner's exemption | $166,400 (+10.42%) | |
| 2024 | $3,139.00 (+8.62%) | $332,800 (+10.42%) | |
| 2023 | $150,700 | ||
| 2022 | $2,890.00 | $301,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 12 (1985–1995) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Aug 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALGONAC |
| Last State Inspection | May 2021 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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