St. Clair County property record for 2450 Fruit St, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,316 sqft |
| Lot Size | 0.964 acres (41,992 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,359 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-541-0171-000 |
| Primary APN | 74-14-541-0171-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,316 sqft Living Area |
| 1st Floor Area | 1,212 sqft |
| Lot Area | 41,992 sqft (0.964 acres) |
|---|---|
| Lot Dimensions | 600 ft deep x 70 ft wide |
| Cooling System | None |
|---|
| Street Address | 2450 FRUIT ST |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | W 70 FT OF S 600 FT OF LOT 1331 SUP ROY T GILBERTS PLAT NO 17 SEC 4 T2N R16E |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 04 |
| Legal Subdivision | SUPRVRS ROY T GILBERTS 17-CLAY |
| Legal Lot Number | 1331 |
| Legal Unit | 1331 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 646000 |
2450 Fruit St is owned and occupied by an individual.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2450 FRUIT ST, CLAY, MI 48001-4609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 2450 FRUIT ST, CLAY, MI 48001-4609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI TITLE |
| Name | Verified Name |
|---|
| Document Number | 0051320585 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 5132/585 |
| Instrument | 2019026675 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 1, 2029 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 2450 Fruit St was $1,359 with a homeowner's exemption, up 2% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $83,900 (+13.99%) | $167,800 | |
| 2025 | $1,359.00 (+2.03%) Homeowner's exemption | $73,600 | |
| 2024 | $1,332.00 | $147,200 | |
| 2023 | $71,000 | ||
| 2022 | $1,234.00 | $142,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2450 Fruit St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 12 (1985–1995) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Aug 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2450 Fruit St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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