St. Clair County property record for 2435 Fruit St, Clay, MI 48001 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2001 |
| Square Footage | 1,407 sqft Living Area |
| Lot Size | 9,148 sqft (0.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $270,000 (2026) |
| Tax Bill | $2,042.00 (2025) |
| Primary APN | 74-01-170-0016-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,407 sqft Living Area |
| 1st Floor | 1,407 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch Style |
| Lot Area | 9,148 sqft (0.21 acres) |
| Depth X Width | 133 ft x 70 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 1,248 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 2435 FRUIT ST |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4808 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 16 TIMBER RIDGE SUBDIVISION |
| Legal Subdivision | TIMBER RIDGE SUBDIVISION |
| Legal Lot Number | 16 |
| Legal Unit | 16 |
| Jurisdiction | SAINT CLAIR MI |
| Minor Civil Division | ALGONAC |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 649000 |
Source: St. Clair County records · APN 74-01-170-0016-000
Assessment roll updated October 7, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 33332 MANCINI DR, CHESTERFIELD, MI 48047-2571 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Feb 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| May 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 26, 2026 · Amount on Record |
| Deed Sale | May 26, 2026 · Amount on Record |
| Prior Sale | May 30, 2014 · Amount on Record |
| Deed Doc Number | 202610478 |
| Deed Book / Page | 5927 / 389 |
| Prior Transfer Date | Jan 10, 2008 |
| Prior Transfer Doc | 003812/006 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 2435 FRUIT ST, CLAY, MI 48001-4808 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2435 FRUIT ST, CLAY, MI 48001-4808 |
| Document Number | 0005313882 |
|---|---|
| Date | Feb 04, 2021 |
| Book Page | 5313/882 |
| Instrument | 2021003341 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 26, 2026 |
| Property Address | 2435 FRUIT ST, CLAY, MI 48001-4808 |
| Document Number | 0000010478 |
| Book / Page | 5927 / 389 |
| Instrument Date | May 06, 2026 |
| Instrument | 202610478 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Title Company | TITLE ONE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $204,525.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Document Number | 0000010479, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 5927/391 |
| Instrument | 202610479 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Algonac City |
| County | St. Clair County |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,042.00 (-38.95%) Homeowner's exemption | $118,400 (+18.64%) | |
| 2024 | $3,345.00 (+12.17%) | $236,800 (+18.64%) | |
| 2023 | $99,800 | ||
| 2022 | $2,982.00 | $199,600 |
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