2845 E 450 S, Berne, IN 46711 Property Records

Adams County property record for 2845 E 450 S, Berne, IN 46711

Property Summary

Property Type	Rural Home
Details	5 bd · 1 ba · 1,534 sqft · built 1900
Lot Size	5 acres (217,800 sqft)
Owner	Company Name on Record
Tax Bill	$1,743 (2025)
Deeds & Mortgages	Jul 2021 Refinance Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-08-25-200-001.500-008`

Property Details

APN / Parcel Number

Primary APN	`01-08-25-200-001.500-008`
Alternative APNs	`01006000000490` `00017284476`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,534 sqft Living Area
1st Floor Area	1,534 sqft
Basement Area	442 sqft
Unfinished Basement	442 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Terrain	Wet
Garage Type	Detached
Garage Area	1,078 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed
Shed Area	144 sqft
Lean-To	720 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	00017284476
Street Address	2845 E 450 S
City	BERNE
State	IN
Zip	46711-9127
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S 258' OF W 844.19' OF E 1016.04' E/2 NE SEC 25 (5A) CONTRACT
Jurisdiction	ADAMS IN
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2036
Census Tract	30500

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1821 E 200 S, MONROE, IN 46772-9331
Owner Type	Company
Vesting	Government

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS & MERCHANTS STATE BANK
Aug 16, 2018	Deed of Trust, Mortgage BANK OF GENEVA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	2845 E 450 S, BERNE, IN 46711-9127
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021003667
Date	Jul 12, 2021
Instrument	2021003667

Lender

Name	FARMERS & MERCHANTS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2031

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	2845 E 450 S, BERNE, IN 46711-9127
Transaction Type	Mortgage
Record Updated	Sep 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018003124
Date	Aug 16, 2018
Instrument	2018003124

Lender

Name	BANK OF GENEVA
Type	Bank

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Monroe Township
Unified School District	Adams Central Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,743.00 (+3.14%)	$224,100 (+15.1%) Land $31,700 Building $192,400	$224,100 (+15.1%) Land $31,700 Building $192,400
2024	$1,690.00 (-2.87%)
2023	$1,740.00 (+13.06%)	$194,700 (+5.41%) Land $30,900 Building $163,800	$194,700 (+5.41%) Land $30,900 Building $163,800
2022	$1,539.00 (+78.54%)	$184,700 Land $29,600 Building $155,100	$184,700 Land $29,600 Building $155,100
2020	$862.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Watch TV Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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