655 E 450 S, Berne, IN 46711 Property Records

Adams County property record for 655 E 450 S, Berne, IN 46711

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,600 sqft · built 1965
Lot Size	7 acres (304,920 sqft)
Owner	Individual Name on Record
Last Sale	$3,125,000 (Apr 2013)
Tax Bill	$5,617 (2025)
Deeds & Mortgages	Feb 2012 Mortgage Jun 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`01-08-27-400-003.500-009`

Property Details

APN / Parcel Number

Primary APN	`01-08-27-400-003.500-009`
Alternative APNs	`01112000003000` `00553821224`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft
Attic	Attic
Attic Area	550 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft
Game Room	Game Room

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	304,920 sqft (7 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00553821224
Street Address	655 E 450 S
City	BERNE
State	IN
Zip	46711-9329
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	MID PT W/2 SE SEC 27 (7A)
Jurisdiction	ADAMS IN
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3039
Census Tract	30500

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4748 S 000 RD, BERNE, IN 46711-9182
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2012	Deed of Trust, Mortgage · USDA Mortgage USDA
Jun 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK OF BERNE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2013 · Amount on Record
Deed Sale	Apr 23, 2013 · Amount on Record
Deed Document Number	20131701
Prior Transfer Date	Apr 19, 2013
Prior Transfer Doc	2013001701
Record Updated	Sep 20, 2026

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	655 E 450 S, BERNE, IN 46711-9329
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012000485
Date	Feb 6, 2012
Instrument	2012000485

Lender

Name	USDA
Type	Government Agency
Address	COLUMBIA CITY, IN 46725

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 6, 2032

Interest

Rate	1.5%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	655 E 450 S, BERNE, IN 46711-9329
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020002644
Date	Jun 5, 2020
Instrument	2020002644

Lender

Name	FIRST BANK OF BERNE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

Interest

Rate	3.9%

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Monroe Township
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,617.00 (+0.79%)	$430,000 (+47.51%) Land $29,600 Building $400,400	$430,000 (+47.51%) Land $29,600 Building $400,400
2024	$5,573.00 (+24.18%)
2023	$4,488.00 (-10.99%)	$291,500 (+0.83%) Land $28,600 Building $262,900	$291,500 (+0.83%) Land $28,600 Building $262,900
2022	$5,042.00 (+22.02%)	$289,100 Land $26,900 Building $262,200	$289,100 Land $26,900 Building $262,200
2020	$4,132.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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