1703 E 450 S, Berne, IN 46711 Property Records

Adams County property record for 1703 E 450 S, Berne, IN 46711

Property Summary

Property Type	Rural Home
Details	6 bd · 2,952 sqft · built 1987
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Tax Bill	$2,323 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit Feb 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-08-26-201-006.501-008`

Property Details

APN / Parcel Number

Primary APN	`01-08-26-201-006.501-008`
Alternative APNs	`01007000001875` `01286095331`

Interior

Bedrooms	6 Beds
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,952 sqft Living Area
1st Floor Area	2,952 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	01286095331
Street Address	1703 E 450 S
City	BERNE
State	IN
Zip	46711-9154
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SOLOMON L WENGERD SUBD LOT 1 SEC 26 (3.0A)
Legal Lot Number	1
Jurisdiction	ADAMS IN
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3033
Census Tract	30500

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1703 E 450 S, BERNE, IN 46711-9154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF GENEVA
Feb 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS & MERCHANTS BANK
Jun 7, 2018	Warranty Deed, Transfer BANK OF GENEVA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2018
Deed Sale	Jun 7, 2018
Deed Document Number	20182188
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	1703 E 450 S, BERNE, IN 46711-9154
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017004747
Date	Dec 11, 2017
Instrument	2017004747

Lender

Name	BANK OF GENEVA
Type	Bank
Address	GENEVA, IN 46740

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	1703 E 450 S, BERNE, IN 46711-9154
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020000778
Date	Feb 18, 2020
Instrument	2020000778

Lender

Name	FARMERS & MERCHANTS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Jun 7, 2018
Property Address	1703 E 450 S, BERNE, IN 46711-9154
Document Number	2018002188
Instrument Date	Jun 1, 2018
Instrument	2018002188
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1703 E 450 S, BERNE, IN 46711-9154

Mortgage

Document Number	2018002189
Date	Jun 7, 2018
Instrument	2018002189

Lender

Name	BANK OF GENEVA
Type	Bank

Agreement

Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Monroe Township
Unified School District	Adams Central Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,323.00 (+2.24%) Homeowner's exemption	$296,100 (+15.89%) Land $28,100 Building $268,000	$296,100 (+15.89%) Land $28,100 Building $268,000
2024	$2,272.00 (-5.84%)
2023	$2,413.00 (+9.04%)	$255,500 (+4.2%) Land $27,800 Building $227,700	$255,500 (+4.2%) Land $27,800 Building $227,700
2022	$2,213.00 (+14.84%)	$245,200 Land $27,100 Building $218,100	$245,200 Land $27,100 Building $218,100
2020	$1,927.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
Watch TV Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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