28406 Shining Creek Ln, Spring, TX 77386 Property Records

Montgomery County property record for 28406 Shining Creek Ln, Spring, TX 77386

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,720 sqft · built 2006
Lot Size0.21 acres (9,138 sqft)
Owner2 Individual Names on Record
Last Sale$324,600 (Nov 2012)
Tax Bill$10,205 (2025)
Deeds & MortgagesNov 2021 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN9014-03-00500

Property Details

APN / Parcel Number

Primary APN9014-03-00500
Alternative APN
  • R307739

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Stories2 Stories
Building Area3,720 sqft Living Area
Gross Area4,179 sqft
1st Floor Area2,098 sqft
2nd Floor Area1,622 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area9,138 sqft (0.21 acres)
View / LotPrimary
Garage TypeAttached
Garage Area459 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area316 sqft
Canopy76 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address28406 SHINING CREEK LN
CitySPRING
StateTX
Zip77386-1866
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING TRAILS 03, BLOCK 1, LOT 5
Legal SubdivisionSPRING TRAILS 03
Legal Block1
Legal Lot Number5
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group2
Census Block2043
Census Tract692009

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28406 SHINING CREEK LN, SPRING, TX 77386-1866
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Mar 21, 2020Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 27, 2012 · Amount on Record
Deed SaleNov 27, 2012 · Amount on Record
Prior SaleApr 20, 2007 · Amount on Record
Deed Document Number2012115278
Prior Transfer DateApr 16, 2007
Prior Transfer Doc0000045026
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address28406 SHINING CREEK LN, SPRING, TX 77386-1866
Transaction TypeMortgage
Record UpdatedDec 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000164632
DateNov 30, 2021
Instrument2021164632
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2036

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address28406 SHINING CREEK LN, SPRING, TX 77386-1866
Document Number0000030893
Instrument DateMar 21, 2020
Transaction TypeMortgage
Record UpdatedJun 24, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28406 SHINING CREEK LN SPRING TX 773861866, SPRING, TX 77386-1866

Mortgage

Document Number0000030893
DateMar 30, 2020
Instrument30893
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term180 Months
DueMar 29, 2035

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$557,715 (+3.03%) Land $36,552 Building $521,163$557,715 (+3.03%) Land $36,552 Building $521,163
2025$10,205.00 (+0.62%) Homeowner's exemption$541,335 (+4.97%) Land $36,552 Building $504,783$541,335 (-0.29%) Land $36,552 Building $504,783
2024$10,142.00 (+70.43%) Homeowner's exemption$515,713 (+1%) Land $36,552 Building $506,375$542,927 (+9.63%) Land $36,552 Building $506,375
2023$5,951.00 Homeowner's exemption$468,830 Land $36,550 Building $458,690$495,240 Land $36,550 Building $458,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 271 policies
Nearby Flood Policies271 in force
Nearby Flood Claims7 (2017–2019)
Claims Outside the SFHA6 of 7
Most Recent ClaimMay 2019 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 94
serves 5,184 people · EPA ID TX1700716
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Spectrum, Verizon.

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