2840 Nicole Ln, Festus, MO 63028 Property Records

Jefferson County property record for 2840 Nicole Ln, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1,926 sqft · built 2017
Lot Size	3.06 acres (133,729 sqft)
Owner	Individual Name on Record
Last Sale	$370,595 (Aug 2019)
Tax Bill	$3,899 (2025)
Deeds & Mortgages	Dec 2023 Transfer Jul 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-8.0-34.0-0-000-049.21`

Property Details

APN / Parcel Number

Primary APN	`11-8.0-34.0-0-000-049.21`

Interior

Stories	1 Story
Building Area	1,926 sqft Living Area
Gross Area	2,478 sqft
1st Floor Area	1,926 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Lot Area	133,729 sqft
Garage Type	Attached
Garage Area	552 sqft

Location & Zoning

Street Address	2840 NICOLE LN
City	FESTUS
State	MO
Zip	63028-4705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND ESTS LOT 8D BDRY ADJ LOT 8D-2
Legal Range	5E
Legal Township	41N
Legal Section	34
Legal Subdivision	WOODLAND ESTS
Legal Block	3
Legal Lot Number	8D,8D
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	3
Census Block	3037
Census Tract	700605

Owner

Source: Jefferson County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2840 NICOLE LN, FESTUS, MO 63028-4705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Intrafamily Transfer, Transfer
Jul 17, 2023	Intrafamily Transfer, Transfer
Aug 5, 2019	Warranty Deed, Transfer COMMERCE BK
Jan 14, 2019	Trustee's Deed, Construction Loan · Line of Credit MEREMEC VLY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2019 · Amount on Record
Deed Sale	Aug 5, 2019 · Amount on Record
Prior Sale	Jun 22, 2018 · Amount on Record
Deed Document Number	201922773
Last Transfer Date	Dec 18, 2023
Transfer Doc	0000031811
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Dec 22, 2023
Property Address	2840 NICOLE LN, FESTUS, MO 63028-4705
Document Number	0000031811
Map Reference	DOC 2017P-000115
Instrument Date	Dec 18, 2023
Instrument	2023R-031811
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2840 NICOLE LN, FESTUS, MO 63028-4705

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Jul 17, 2023
Property Address	2840 NICOLE LN, FESTUS, MO 63028-4705
Document Number	0000017256
Map Reference	DOC 2017P-000115
Instrument Date	Jul 17, 2023
Instrument	2023R-017256
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2840 NICOLE LN, FESTUS, MO 63028-4705

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 5, 2019
Property Address	2840 NICOLE LN, FESTUS, MO 63028-4705
Document Number	0000022773
Instrument Date	Jul 26, 2019
Instrument	22773
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	CLOSELINE SETTLEMENTS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2840 NICOLE LN FESTUS MO 630284705, FESTUS, MO 63028-4705

Mortgage

Document Number	22774
Date	Aug 5, 2019
Instrument	22774

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%

January 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 14, 2019
Property Address	2840 NICOLE LN, FESTUS, MO 63028-4705
Instrument Date	Jan 4, 2019
Instrument	1276
Transaction Type	Construction Loan
Record Updated	Feb 5, 2019
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2480 NICOLE LN FESTUS MO 63028, FESTUS, MO 63028

Mortgage

Document Number	0000001276
Date	Jan 14, 2019
Instrument	1276

Lender

Name	MEREMEC VLY BK
Type	Bank
Address	ELLISVILLE, MO 63011

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 13, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Hillsboro R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,800 (-) Land $5,700 Building $58,100	$335,500 (-) Land $29,900 Building $305,600
2025	$3,899.00 (+9.83%)	$63,800 (+11.73%) Land $5,700 Building $58,100	$335,500 (-) Land $29,900 Building $305,600
2024	$3,550.00 (+2.39%)		$335,500 (+11.54%) Land $29,900 Building $305,600
2023	$3,467.00 (-3.96%)	$57,100 (-) Land $4,500 Building $52,600	$300,800 (-) Land $23,900 Building $276,900
2022	$3,610.00	$57,100 Land $4,500 Building $52,600
2021			$300,800 Land $23,900 Building $276,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 7 serves 6,100 people · EPA ID MO6024299
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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