2837 Nicole Ln, Festus, MO 63028 Property Records

Jefferson County property record for 2837 Nicole Ln, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,800 sqft · built 1993
Lot Size	2.11 acres (92,347 sqft)
Owner	Individual Name on Record
Last Sale	$354,777 (Nov 2023)
Tax Bill	$2,169 (2025)
Deeds & Mortgages	Dec 2023 Transfer Nov 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-8.0-34.0-0-000-049.05`

Property Details

APN / Parcel Number

Primary APN	`11-8.0-34.0-0-000-049.05`
Alternative APN	`1180340 04905`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Frame
Lot Area	92,347 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	228 sqft
Deck Area	Deck Area
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2837 NICOLE LN
City	FESTUS
State	MO
Zip	63028-4705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	WOODLAND ESTS LOT SPLIT LOT 1A
Legal Range	5E
Legal Township	41N
Legal Section	34
Legal Subdivision	WOODLAND ESTS
Legal Block	3
Legal Lot Number	1A
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	3
Census Block	3037
Census Tract	700605

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2837 NICOLE LN, FESTUS, MO 63028-4705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Affidavit of Death of Joint Tenant, Transfer
Nov 29, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Feb 23, 2023	Affidavit of Death of Joint Tenant, Transfer
Feb 23, 2023	Beneficiary Deed, Transfer
Sep 2, 2017	Deed of Trust, Mortgage HOMEWARD RESID'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2023 · Amount on Record
Deed Sale	Nov 29, 2023 · Amount on Record
Deed Document Number	202329541
Prior Transfer Date	Feb 23, 2023
Prior Transfer Doc	0000004410
Record Updated	Oct 29, 2026

December 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	JEFFERSON MO
Recording Date	Dec 6, 2023
Property Address	2837 NICOLE LN, FESTUS, MO 63028-4705
Document Number	0000030216
Map Reference	MB 126 PG 12A
Instrument Date	Dec 6, 2023
Instrument	2023R-030216
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2837 NICOLE LN, FESTUS, MO 63028-4705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 FRANJOE CT, SAINT CHARLES, MO 63304-3429

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 29, 2023
Property Address	2837 NICOLE LN, FESTUS, MO 63028-4705
Document Number	0000029541
Map Reference	MB 126 PG 12A
Instrument Date	Nov 13, 2023
Instrument	2023R-029541
Transaction Type	Transfer
Record Updated	Dec 21, 2023
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1900 OLD LEMAY FERRY RD, ARNOLD, MO 63010-1944

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2837 NICOLE LN, FESTUS, MO 63028-4705

Mortgage

Document Number	0000029542
Date	Nov 29, 2023
Instrument	2023R-029542

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

February 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	JEFFERSON MO
Recording Date	Feb 23, 2023
Property Address	2837 NICOLE LN, FESTUS, MO 63028-4705
Document Number	0000004409
Map Reference	MB 126 PG 12A
Instrument Date	Feb 23, 2023
Instrument	2023R-004409
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

February 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 23, 2023
Property Address	2837 NICOLE LN, FESTUS, MO 63028-4705
Document Number	0000004410
Map Reference	MB 126 PG 12A
Instrument Date	Feb 23, 2023
Instrument	2023R-004410
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2837 NICOLE LN, FESTUS, MO 63028-4705

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2837 NICOLE LN, FESTUS, MO 63028-4705
Document Number	0000028285
Instrument Date	Sep 2, 2017
Transaction Type	Mortgage
Record Updated	Sep 19, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2837 NICOLE LN FESTUS MO 630284705, FESTUS, MO 63028-4705

Mortgage

Document Number	0000028285
Date	Sep 11, 2017
Instrument	28285

Lender

Name	HOMEWARD RESID'L
Address	ADDISON, TX 75001

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 10, 2032

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Hillsboro R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,500 (-) Land $5,700 Building $29,800	$187,000 (-) Land $29,900 Building $157,100
2025	$2,169.00 (+19.11%)	$35,500 (+21.16%) Land $5,700 Building $29,800	$187,000 (-) Land $29,900 Building $157,100
2024	$1,821.00 (+2.36%)		$187,000 (+20.96%) Land $29,900 Building $157,100
2023	$1,779.00 (-3.94%)	$29,300 (-) Land $3,300 Building $26,000	$154,600 (-0.06%) Land $17,600 Building $137,000
2022	$1,852.00	$29,300 Land $3,300 Building $26,000
2021			$154,700 Land $17,600 Building $137,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 7 serves 6,100 people · EPA ID MO6024299
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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