2813 Nicole Ln, Festus, MO 63028 Property Records

Jefferson County property record for 2813 Nicole Ln, Festus, MO 63028

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,390 sqft · built 1999
Lot Size2.08 acres (91,040 sqft)
Owner2 Individual Names on Record
Last Sale$243,800 (Sep 2010)
Tax Bill$2,163 (2025)
Deeds & MortgagesJul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN11-8.0-34.0-0-000-049.20

Property Details

APN / Parcel Number

Primary APN11-8.0-34.0-0-000-049.20
Alternative APN
  • 1180340 04920

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,390 sqft Living Area
Gross Area1,790 sqft
1st Floor Area1,390 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Construction TypeFrame
Lot Area91,040 sqft
Garage TypeAttached
Garage Area400 sqft
PorchOpen Frame Porch
Porch Area42 sqft
Patio Area297 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2813 NICOLE LN
CityFESTUS
StateMO
Zip63028-4705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal DescriptionWOODLAND ESTS 5 LOT 4B
Legal Range5E
Legal Township41N
Legal Section34
Legal SubdivisionWOODLAND ESTS 5
Legal Block3
Legal Lot Number4B
JurisdictionJEFFERSON MO
Township / Civil DivisionJOACHIM
Census Block Group3
Census Block3037
Census Tract700605

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2813 NICOLE LN, FESTUS, MO 63028-4705
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2010 · Amount on Record
Deed SaleSep 1, 2010 · Amount on Record
Prior SaleAug 12, 2003 · Amount on Record
Deed Document Number201029464
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address2813 NICOLE LN, FESTUS, MO 63028-4705
Document Number0000023590
Instrument DateJul 14, 2018
Transaction TypeMortgage
Record UpdatedAug 21, 2018
Title CompanyTOUCHSTONE TITLE AND ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2813 NICOLE LN FESTUS MO 630284705, FESTUS, MO 63028-4705

Mortgage

Document Number0000023590
DateAug 3, 2018
Instrument23590
Lender
NameFIRST CMNTY FCU
TypeCredit Union
AddressCHESTERFIELD, MO 63005
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueAug 2, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Unified School DistrictHillsboro R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$35,400 (-) Land $5,700 Building $29,700$186,200 (-) Land $29,900 Building $156,300
2025$2,163.00 (+11.49%)$35,400 (+13.46%) Land $5,700 Building $29,700$186,200 (-) Land $29,900 Building $156,300
2024$1,940.00 (+2.43%)$186,200 (+13.4%) Land $29,900 Building $156,300
2023$1,894.00$31,200 Land $3,300 Building $27,900$164,200 Land $17,600 Building $146,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON COUNTY PWSD 7
serves 6,100 people · EPA ID MO6024299
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30

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