284 Ashland Rd, Summit, NJ 07901 Property Records

Union County and Summit City property record for 284 Ashland Rd, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	3,789 sqft · built 1959
Lot Size	0.447 acres (19,471 sqft)
Owner	2 Individual Names on File
Tax Bill	$22,270 (2025)
Deeds & Mortgages	Nov 2021 Reverse Mortgage Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-05301-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`18-05301-0000-00005`
Alternative APNs	`1800094L00019` `180530100005`

Interior

Stories	1 Story
Building Area	3,789 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Lot Area	19,471 sqft (0.447 acres)
Garage Type	Attached

Location & Zoning

Old Parcel Number	1800094L00019
Street Address	284 ASHLAND RD
City	SUMMIT
State	NJ
Zip	07901-3125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	ROLLING HILL/SUMMIT SEC #1
Legal Block	5301
Legal Lot Number	5
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3007
Census Tract	37900

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	284 ASHLAND RD, SUMMIT, NJ 07901-3125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Aug 30, 2018	Deed of Trust, Mortgage · Line of Credit PEAPACK GLADSTONE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	284 ASHLAND RD, SUMMIT, NJ 07901-3125
Transaction Type	Mortgage
Record Updated	Apr 7, 2023
Title Company	ATTORNEY TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 ASHLAND RD, SUMMIT, NJ 07901-3125

Mortgage

Document Number	0150970072
Date	Nov 8, 2021
Book Page	15097/72
Instrument	24532

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	676 Months
Due	Mar 16, 2078

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	284 ASHLAND RD, SUMMIT, NJ 07901-3125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144840658
Date	Aug 30, 2018
Book Page	14484/0658
Instrument	662158

Lender

Name	PEAPACK GLADSTONE BANK
Type	Bank
Address	BEDMINSTER, NJ 07921

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$498,100 (-) Land $224,500 Building $273,600	$498,100 (-) Land $224,500 Building $273,600
2025	$22,270.00 (+2.64%)	$498,100 (-) Land $224,500 Building $273,600	$498,100 (-) Land $224,500 Building $273,600
2024	$21,697.00 (+1.71%)
2023		$498,100 Land $224,500 Building $273,600	$498,100 Land $224,500 Building $273,600
2022	$21,333.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1999–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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