309 Ashland Rd, Summit, NJ 07901 Property Records

Union County and Summit City property record for 309 Ashland Rd, Summit, NJ 07901

Property Summary

Property Type	Exempt (Full or Partial)
Details	3,181 sqft · built 1965
Lot Size	0.309 acres (13,460 sqft)
Owner	2 Individual Names on File
Last Sale	$1,300,000 (Jun 2023)
Tax Bill	$22,632 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-05205-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`18-05205-0000-00004`
Alternative APNs	`1800096N00037` `180520500004`

Interior

Stories	2 Stories
Building Area	3,181 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,460 sqft (0.309 acres)

Location & Zoning

Old Parcel Number	1800096N00037
Street Address	309 ASHLAND RD
City	SUMMIT
State	NJ
Zip	07901-3124
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R15
Legal Block	5205
Legal Lot Number	4
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4018
Census Tract	37900

Owner

309 Ashland Rd is owned by two individuals who bought it in June 2023.

Source: Union County and Summit City records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	309 ASHLAND RD, SUMMIT, NJ 07901-3124
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Oct 23, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2023 · Amount on File
Deed Sale	Jun 6, 2023 · Amount on File
Prior Sale	Sep 12, 1989 · Amount on File
Deed Document Number	202329398
Deed Book / Page	6510 / 2369
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jun 6, 2023
Property Address	309 ASHLAND RD, SUMMIT, NJ 07901-3124
Document Number	0065102369
Book / Page	6510 / 2369
Instrument Date	May 26, 2023
Instrument	29398
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	181 N RIDGE DR, HOT SPRINGS, VA 24445-2700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 ASHLAND RD, SUMMIT, NJ 07901-3124

Mortgage

Document Number	0000052552
Date	Jun 6, 2023
Instrument	52552

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jul 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	Other
Max Rate	10.6%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	309 ASHLAND RD, SUMMIT, NJ 07901-3124
Document Number	0143582107
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 ASHLAND RD SUMMIT NJ 079013124, SUMMIT, NJ 07901-3124

Mortgage

Document Number	0143582107
Date	Nov 6, 2017
Book Page	014358/002107
Instrument	648727

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 309 Ashland Rd was $22,632, up 2.6% from the year before.

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$506,200 (-) Land $199,600 Building $306,600	$506,200 (-) Land $199,600 Building $306,600
2025	$22,632.00 (+2.64%)	$506,200 Land $199,600 Building $306,600	$506,200 Land $199,600 Building $306,600
2024	$22,050.00
2023		$463,000 Land $199,600 Building $263,400	$463,000 Land $199,600 Building $263,400
2022	$19,830.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 309 Ashland Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	11 (2004–2026)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Jul 2026 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Ashland Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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