269 Ashland Rd, Summit, NJ 07901 Property Records

Union County and Summit City property record for 269 Ashland Rd, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	7,577 sqft · built 1922
Lot Size	0.859 acres (37,418 sqft)
Owner	2 Individual Names on File
Last Sale	$1,612,500 (Jan 2018)
Tax Bill	$30,975 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Apr 2021 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-05204-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`18-05204-0000-00007`
Alternative APNs	`1800096H00022` `180520400007`

Interior

Stories	1 Story
Building Area	7,577 sqft Living Area
1st Floor Area	7,577 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	37,418 sqft (0.859 acres)

Location & Zoning

Old Parcel Number	1800096H00022
Street Address	269 ASHLAND RD
City	SUMMIT
State	NJ
Zip	07901-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	CITY/SUMMIT
Legal Block	5204
Legal Lot Number	7
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4017
Census Tract	37900

Owner

269 Ashland Rd is owned and occupied by two individuals who bought it in January 2018.

Source: Union County and Summit City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	269 ASHLAND RD, SUMMIT, NJ 07901-3101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 30, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KINECTA FCU
May 6, 2022	Deed of Trust, Mortgage · Line of Credit KINECTA FCU
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jan 4, 2018	Grant Deed, Transfer FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2018 · Amount on File
Deed Sale	Jan 3, 2018 · Amount on File
Prior Sale	Jul 30, 1998 · Amount on File
Deed Document Number	2018295317
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	269 ASHLAND RD, SUMMIT, NJ 07901-3101
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153982142
Date	Aug 11, 2023
Book Page	15398/2142
Instrument	55019

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	269 ASHLAND RD, SUMMIT, NJ 07901-3101
Transaction Type	Mortgage
Record Updated	Apr 7, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149512766
Date	Apr 30, 2021
Book Page	14951/2766
Instrument	10906

Lender

Name	KINECTA FCU
Type	Credit Union
Address	MANHATTAN BEACH, CA 90266

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	269 ASHLAND RD, SUMMIT, NJ 07901-3101
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0152132656
Date	May 6, 2022
Book Page	15213/2656
Instrument	36876

Lender

Name	KINECTA FCU
Type	Credit Union
Address	MANHATTAN BEACH, CA 90266

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 30, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	269 ASHLAND RD, SUMMIT, NJ 07901-3101
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	HOMETOWN TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148652589
Date	Jan 22, 2021
Book Page	14865/2589
Instrument	1993

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jan 4, 2018
Property Address	269 ASHLAND RD, SUMMIT, NJ 07901-3101
Document Number	0062380084
Book / Page	006238 / 000084
Instrument Date	Dec 5, 2017
Instrument	295317
Transaction Type	Transfer
Record Updated	Jan 12, 2018
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,612.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	269 ASHLAND RD SUMMIT NJ 079013101, SUMMIT, NJ 07901-3101

Mortgage

Document Number	143880660
Date	Jan 4, 2018
Book Page	014388/000660
Instrument	651691

Lender

Name	FINANCE OF AMERICA MTG
Address	300 WELSH RD # 5, HORSHAM, PA 19044-2250

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 269 Ashland Rd was $30,975, up 2.6% from the year before.

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$692,800 (-) Land $282,000 Building $410,800	$692,800 (-) Land $282,000 Building $410,800
2025	$30,975.00 (+2.64%)	$692,800 Land $282,000 Building $410,800	$692,800 Land $282,000 Building $410,800
2024	$30,178.00
2023		$692,800 Land $282,000 Building $410,800	$692,800 Land $282,000 Building $410,800
2022	$29,672.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 269 Ashland Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	11 (2004–2026)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Jul 2026 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 269 Ashland Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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