2837 38th St, Sacramento, CA 95817 Property Records

Sacramento County property record for 2837 38th St, Sacramento, CA 95817

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 805 sqft · built 1912
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on File
Last Sale	$193,000 (May 2018)
Tax Bill	$2,722 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Oct 2018 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`014-0093-029-0000`

Property Details

APN / Parcel Number

Primary APN	`014-0093-029-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	805 sqft Living Area
1st Floor Area	805 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2837 38TH ST
City	SACRAMENTO
State	CA
Zip	95817-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SPAFFORD BUNGALOW, LOT 10
Legal Subdivision	SPAFFORD BUNGALOW
Legal Lot Number	10
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4008
Census Tract	1800

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	8452 HIALEAH WAY, FAIR OAKS, CA 95628-2609
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC
Oct 25, 2018	Quit Claim Deed, Transfer Quitclaim
May 2, 2018	Grant Deed, Transfer · Conventional with PMI SIERRA PACIFIC MTG
Jan 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage MICHAELA DEMARZI-LAY
Aug 14, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 2, 2018 · Amount on Record
Deed Sale	May 2, 2018 · Amount on Record
Deed Book / Page	20180502 / 1371
Last Transfer Date	Oct 19, 2018
Transfer Doc	10250000000504
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2837 38TH ST, SACRAMENTO, CA 95817-2913
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8452 HIALEAH WAY, FAIR OAKS, CA 95628-2609

Mortgage

Document Number	0000000864
Date	Apr 14, 2025
Instrument	202504140864

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 25, 2018
Property Address	2837 38TH ST, SACRAMENTO, CA 95817-2913
Document Number	1810250504
Instrument Date	Oct 19, 2018
Instrument	1810250504
Transaction Type	Transfer
Record Updated	Nov 7, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	8452 HIALEAH WAY FAIR OAKS CA 956282609, FAIR OAKS, CA 95628-2609

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 2, 2018
Property Address	2837 38TH ST, SACRAMENTO, CA 95817-2913
Document Number	1805021371
Instrument Date	Apr 30, 2018
Instrument	1805021371
Transaction Type	Transfer
Record Updated	May 14, 2018
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$212.30
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8452 HIALEAH WAY FAIR OAKS CA 956282609, FAIR OAKS, CA 95628-2609

Mortgage

Document Number	1805021372
Date	May 2, 2018
Instrument	1805021372

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2837 38TH ST, SACRAMENTO, CA 95817-2913
Document Number	1801040112
Instrument Date	Jan 3, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	3423 MCCLELLAN MALL MCCLELLAN CA 956521039, MCCLELLAN, CA 95652-1039

Mortgage

Document Number	1801040112
Date	Jan 4, 2018
Instrument	1801040112

Lender

Name	MICHAELA DEMARZI-LAY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 14, 2017
Property Address	2837 38TH ST, SACRAMENTO, CA 95817-2913
Document Number	1708140711
Instrument Date	Aug 14, 2017
Instrument	1708140711
Transaction Type	Transfer
Record Updated	Aug 22, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3423 MCCLELLAN MALL MCCLELLAN CA 956521039, MCCLELLAN, CA 95652-1039

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$223,986 (+2%) Land $87,041 Building $136,945
2025	$2,722.00 (+1.42%)	$219,595 (+4.04%) Land $85,335 Building $134,260
2024	$2,684.00 (+2.44%)
2023	$2,620.00 (+1.75%)	$211,070 Land $82,022 Building $129,048
2022	$2,575.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1995–2005)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 855 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Consolidated Communications Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
UnWired Broadband Holding Fixed Wireless	300 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: California Internet.

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